CarCostCheck

SEAT TARRACO (2021)

Running costs, reliability data, and common problems from 1,195 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

91%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1968cc Diesel

Great Choice

91% pass rate, £1487/year to run. 9 points above average.

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Diesel1968cc5 years old1,195 tests33k miles avg

Annual Running Costs

Fuel (Diesel, 1968cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

91% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 9 points above the national average of 82%. It also outperforms the SEAT brand average of 85%.

At 5 years old, 91% of SEAT TARRACOs from 2021 passed their MOT first time in 2026. That's based on 1,195 tests across the UK. The average mileage at this age is 33,294 miles.

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How Does It Compare?

Rank among 2021 cars2191th of 3,373(top 65%)
Rank among SEAT models108th of 311(top 35%)
vs national average+9%(82% avg)
vs 2021 cars average-1%(92% avg)
vs SEAT average+6%(85% avg)

Mileage Analysis

33,294

Average miles

vs

37,000

Expected for age

The average 2021 SEAT TARRACO has 33,294 miles on the clock, which is in line with the expected 37,000 miles for a 5-year-old car, suggesting normal everyday use.

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SEAT TARRACO by Year

YearPass RateTestsAvg Mileage
202387%3834,959 mi
202281%5438,259 mi
202191%1,19533,294 mi
202090%3,54736,609 mi
201989%7,63544,613 mi

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About the 2021 SEAT TARRACO

The 2021 SEAT TARRACO is a family car with a 1968cc diesel engine. 1,195 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2021, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 33,294 miles at 5 years old, SEAT TARRACO owners drive about as much as the UK average.

2021 SEAT TARRACO Fuel Costs

The 1968cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2021 SEAT TARRACO?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

SEAT TARRACO Reliability Trend

Older SEAT TARRACOs tend to have better MOT pass rates than newer ones, with an average decline of 4 percentage points across model years.

Buying a Used 2021 SEAT TARRACO

At 5 years old, the SEAT TARRACO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2021 SEAT TARRACO's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Low risk

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2021 SEAT TARRACO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SEAT TARRACO(2021)91%£1037£195Grp 18-32£1487
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£5
VOLKSWAGEN POLO(2019)89%£905£190Grp 12-25£1500+£13
FORD TRANSIT CUSTOM(2019)87%£1037£190Grp 18-32£1632+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Seat Models

Explore other Seat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Seat Tarraco.

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