SEAT Tarraco FR TSI 4DRIVE S-A (2020)

Estimated running costs and MOT pass rates from 45 MOT tests in 2024.

Annual Cost

£2,086

£174/month

MOT Pass Rate

96%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1984cc Petrol

Great Choice

96% pass rate, £2,086/year to run. 14 points above average.

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Petrol1984cc6 years old45 tests36k miles avg

Annual Running Costs

Fuel (Petrol, 1984cc)

~36 mpg

£1,631

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£2,086

Per month£174/mo

Per week£40/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

96% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 14 points above the average of 82% across all models in our data. It also outperforms the SEAT brand average of 85%.

96% of MOT tests on SEAT Tarraco FR TSI 4DRIVE S-As from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 45 tests across the UK, retests included. The average mileage recorded at those tests was 36,195 miles.

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How Does It Compare?

Rank among 2020 models416th of 2,554(top 17%)

Rank among SEAT models30th of 310(top 10%)

vs average of all models+14%(82% avg)

vs 2020 models average+4%(92% avg)

vs SEAT average+11%(85% avg)

Mileage Analysis

36,195

Average miles

29,600

Expected for age

The average 2020 SEAT Tarraco FR TSI 4DRIVE S-A had 36,195 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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SEAT Tarraco FR TSI 4DRIVE S-A by Year

Year	Pass Rate	Tests	Avg Mileage
2021	97%	36	28,445 mi
2020	96%	45	36,195 mi

Similar Cars to Consider

Volkswagen Golf

2019 · 1498cc Petrol

£1,853/year

92%

-4%

Ford Kuga

2018 · 1499cc Petrol

£1,853/year

90%

-6%

MINI Cooper

2018 · 1499cc Petrol

£1,853/year

92%

-4%

Nissan Qashqai

2020 · 1598cc Petrol

£1,853/year

93%

-3%

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About the 2020 SEAT Tarraco FR TSI 4DRIVE S-A

The 2020 SEAT Tarraco FR TSI 4DRIVE S-A is a family car. Our records list a 1984cc petrol engine, though engines vary between versions. 45 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It ranks in the top 17% of all 2020 models for MOT pass rate.

With an average of 36,195 miles recorded at its 2024 MOT tests, SEAT Tarraco FR TSI 4DRIVE S-A owners cover more miles than the average driver.

2020 SEAT Tarraco FR TSI 4DRIVE S-A Fuel Costs

The 1984cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 SEAT Tarraco FR TSI 4DRIVE S-A?

Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 SEAT Tarraco FR TSI 4DRIVE S-A

At 6 years old, the SEAT Tarraco FR TSI 4DRIVE S-A offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 45 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 SEAT Tarraco FR TSI 4DRIVE S-A stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
SEAT Tarraco FR TSI 4DRIVE S-A(2020)	96%	£1,631	£200	Grp 18-32	£2,086
Volkswagen Golf(2019)	92%	£1,398	£200	Grp 12-25	£1,853-£233
Ford Kuga(2018)	90%	£1,398	£200	Grp 12-25	£1,853-£233
MINI Cooper(2018)	92%	£1,398	£200	Grp 12-25	£1,853-£233
Nissan Qashqai(2020)	93%	£1,398	£200	Grp 12-25	£1,853-£233

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 SEAT Tarraco FR TSI 4DRIVE S-A

Is the 2020 SEAT Tarraco FR TSI 4DRIVE S-A reliable?

Excellent reliability. Very few MOT failures. 96% of MOT tests on 2020 SEAT Tarraco FR TSI 4DRIVE S-As ended in a pass, from 45 tests (DVSA MOT data for tests in 2024, retests included). That's 14 points above the average of 82% across all models in the same data.

How much does a 2020 SEAT Tarraco FR TSI 4DRIVE S-A cost to run?

Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 SEAT Tarraco FR TSI 4DRIVE S-A?

96% of 45 MOT tests on the 2020 SEAT Tarraco FR TSI 4DRIVE S-A ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 416th of 2,554 models first registered in 2020 (top 17%).

What is the average mileage for a 2020 SEAT Tarraco FR TSI 4DRIVE S-A?

The average mileage recorded at MOT tests on the 2020 SEAT Tarraco FR TSI 4DRIVE S-A is 36,195 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.