SEAT Toledo (2005)

Estimated running costs and MOT pass rates from 359 MOT tests in 2024.

Annual Cost

£2,428

£202/month

MOT Pass Rate

66%

Below Avg

Road Tax

£275

Estimated/year

Est. Insurance

Grp 12-25

1596cc Petrol

Proceed With Caution

66% pass rate, £2,428/year to run. 16 points below average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific SEAT Toledo

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Petrol1596cc21 years old359 tests132k miles avg

Annual Running Costs

Fuel (Petrol, 1596cc)

~42 mpg

£1,398

Road Tax

Estimated CO2 band

£275

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,428

Per month£202/mo

Per week£47/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

66% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 16 points below the average of 82% across all models in our data. It falls below the SEAT brand average of 85%.

66% of MOT tests on SEAT Toledos from 2005 ended in a pass in 2024, when they were about 19 years old. That's based on 359 tests across the UK, retests included. The average mileage recorded at those tests was 131,878 miles.

Got a SEAT Toledo you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 2005 models450th of 504(bottom 11%)

Rank among SEAT models298th of 310(bottom 5%)

vs average of all models-16%(82% avg)

vs 2005 models average-6%(72% avg)

vs SEAT average-19%(85% avg)

Mileage Analysis

131,878

Average miles

140,600

Expected for age

The average 2005 SEAT Toledo had 131,878 miles on the clock at its 2024 MOT, which is in line with the expected 140,600 miles for a 19-year-old car, suggesting normal everyday use.

Looking at a specific SEAT Toledo?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Best Year to Buy?

Of the years with at least 100 tests, the 2019 model has the highest MOT pass rate at 91%, while the 2007 model has the lowest at 63%. The 2005 scores 66%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

SEAT Toledo by Year

Year	Pass Rate	Tests	Avg Mileage
2019	91%	127	39,601 mi
2018	85%	1,836	64,600 mi
2017	82%	1,206	83,565 mi
2016	79%	900	121,867 mi
2015	79%	1,303	127,169 mi
2014	80%	1,439	117,071 mi
2013	75%	1,587	130,791 mi
2012	80%	153	113,991 mi
2007	63%	236	128,597 mi
2006	67%	322	136,802 mi
2005	66%	359	131,878 mi
2004	74%	183	143,412 mi
2003	78%	217	138,329 mi
2002	64%	125	136,078 mi
2001	71%	91	133,600 mi
2000	78%	58	131,116 mi
1999	67%	64	112,585 mi

Similar Cars to Consider

Ford Focus

2007 · 1596cc Petrol

£2,228/year

73%

+7%

BMW 3 Series

2007 · 1796cc Petrol

£2,361/year

80%

+14%

MINI

2007 · 1598cc Petrol

£2,228/year

73%

+7%

Renault Clio

2007 · 1998cc Petrol

£2,711/year

68%

+2%

Check a Specific SEAT Toledo

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 2005 SEAT Toledo

The 2005 SEAT Toledo is a small family car. Our records list a 1596cc petrol engine, though engines vary between versions. 359 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It sits in the bottom 11% of 2005 models for MOT pass rate.

With an average of 131,878 miles recorded at its 2024 MOT tests, SEAT Toledo owners drive about as much as the UK average.

2005 SEAT Toledo Fuel Costs

The 1596cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2005 SEAT Toledo?

Total estimated annual running cost is £2,428 (£202/month), broken down as £1,398 fuel, £275 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 66% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

SEAT Toledo Reliability Trend

Newer SEAT Toledos pass their MOT more often than older ones, by 11 percentage points on average, which is mostly down to age and wear.

Buying a Used 2005 SEAT Toledo

At 21 years old, the SEAT Toledo is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2019 model has the highest pass rate at 91%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 132k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 66% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 SEAT Toledo stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
SEAT Toledo(2005)	66%	£1,398	£275	Grp 12-25	£2,428
Ford Focus(2007)	73%	£1,398	£275	Grp 12-25	£2,228-£200
BMW 3 Series(2007)	80%	£1,631	£325	Grp 18-32	£2,361-£67
MINI(2007)	73%	£1,398	£275	Grp 12-25	£2,228-£200
Renault Clio(2007)	68%	£1,631	£325	Grp 18-32	£2,711+£283

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2005 SEAT Toledo

Is the 2005 SEAT Toledo reliable?

Below average reliability. Budget extra for maintenance and repairs. 66% of MOT tests on 2005 SEAT Toledos ended in a pass, from 359 tests (DVSA MOT data for tests in 2024, retests included). That's 16 points below the average of 82% across all models in the same data.

How much does a 2005 SEAT Toledo cost to run?

Our estimate is £2,428 a year (£202 a month): £1,398 fuel, £275 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2005 SEAT Toledo?

66% of 359 MOT tests on the 2005 SEAT Toledo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 450th of 504 models first registered in 2005 (bottom 11%).

Which year SEAT Toledo has the best MOT pass rate?

Of the years with at least 100 tests, the 2019 SEAT Toledo has the highest MOT pass rate at 91% and the 2007 the lowest at 63%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2005 SEAT Toledo?

The average mileage recorded at MOT tests on the 2005 SEAT Toledo is 131,878 miles, which is in line with the expected 140,600 miles for a 19-year-old car, suggesting normal everyday use.