CarCostCheck

Smart Forfour Coolstyle (2005)

Estimated running costs and MOT pass rates from 39 MOT tests in 2024.

Annual Cost

£1,900

£158/month

MOT Pass Rate

77%

Average

Road Tax

£170

Estimated/year

Est. Insurance

Grp 5-15

1124cc Petrol

Check Carefully

77% pass rate, £1,900/year to run. 5 points below average.

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Petrol1124cc21 years old39 tests109k miles avg

Annual Running Costs

Fuel (Petrol, 1124cc)

~50 mpg

£1,175
Road Tax

Estimated CO2 band

£170
MOT Test
£55
Predicted Repairs
£500
Total per year£1,900
Per month£158/mo
Per week£37/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

77% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data.

77% of MOT tests on Smart Forfour Coolstyles from 2005 ended in a pass in 2024, when they were about 19 years old. That's based on 39 tests across the UK, retests included. The average mileage recorded at those tests was 109,261 miles.

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How Does It Compare?

Rank among 2005 models192nd of 504(top half)
Rank among Smart models83rd of 123(bottom half)
vs average of all models-5%(82% avg)
vs 2005 models average+5%(72% avg)
vs Smart average-3%(80% avg)

Mileage Analysis

109,261

Average miles

vs

140,600

Expected for age

The average 2005 Smart Forfour Coolstyle had 109,261 miles on the clock at its 2024 MOT, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Smart Forfour Coolstyle by Year

YearPass RateTestsAvg Mileage
200678%15392,220 mi
200577%39109,261 mi

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About the 2005 Smart Forfour Coolstyle

The 2005 Smart Forfour Coolstyle is a city car. Our records list a 1124cc petrol engine, though engines vary between versions. 39 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2005, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 109,261 miles recorded at its 2024 MOT tests, Smart Forfour Coolstyle owners tend to use this car less than the typical driver.

2005 Smart Forfour Coolstyle Fuel Costs

The modest 1124cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2005 Smart Forfour Coolstyle?

Total estimated annual running cost is £1,900 (£158/month), broken down as £1,175 fuel, £170 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 77% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2005 Smart Forfour Coolstyle

At 21 years old, the Smart Forfour Coolstyle is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 39 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 109k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 Smart Forfour Coolstyle stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Smart Forfour Coolstyle(2005)77%£1,175£170Grp 5-15£1,900
Ford Focus(2007)73%£1,398£275Grp 12-25£2,228+£328
MINI(2007)73%£1,398£275Grp 12-25£2,228+£328
Peugeot 207(2007)69%£1,398£200Grp 8-20£2,353+£453
Honda Jazz(2007)72%£1,398£200Grp 8-20£2,153+£253

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2005 Smart Forfour Coolstyle

Is the 2005 Smart Forfour Coolstyle reliable?

Average reliability. Expect some repairs as it ages. 77% of MOT tests on 2005 Smart Forfour Coolstyles ended in a pass, from 39 tests (DVSA MOT data for tests in 2024, retests included). That's 5 points below the average of 82% across all models in the same data.

How much does a 2005 Smart Forfour Coolstyle cost to run?

Our estimate is £1,900 a year (£158 a month): £1,175 fuel, £170 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2005 Smart Forfour Coolstyle?

77% of 39 MOT tests on the 2005 Smart Forfour Coolstyle ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 192nd of 504 models first registered in 2005 (top half).

What is the average mileage for a 2005 Smart Forfour Coolstyle?

The average mileage recorded at MOT tests on the 2005 Smart Forfour Coolstyle is 109,261 miles, which is below the expected 140,600 miles for a 19-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Related Smart Models

Explore other Smart cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Smart Forfour Coolstyle.

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