CarCostCheck

SMART FORFOUR COOLSTYLE (2005)

Running costs, reliability data, and common problems from 39 real MOT tests.

Annual Cost

£1,675

£140/month

MOT Pass Rate

77%

Average

Road Tax

£165

Based on CC/year

Insurance

Grp 5-15

1124cc Petrol

Check Carefully

77% pass rate, £1675/year to run. 5 points below average.

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Petrol1124cc21 years old39 tests109k miles avg

Annual Running Costs

Fuel (Petrol, 1124cc)

~50 mpg

£955
Road Tax

Based on 1124cc

£165
MOT Test
£55
Predicted Repairs
£500
Total per year£1,675
Per month£140/mo
Per week£32/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

77% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the national average of 82%.

At 21 years old, 77% of SMART FORFOUR COOLSTYLEs from 2005 passed their MOT first time in 2026. That's based on 39 tests across the UK. The average mileage at this age is 109,261 miles.

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How Does It Compare?

Rank among 2005 cars208th of 526(top 40%)
Rank among SMART models83th of 123(top 67%)
vs national average-5%(82% avg)
vs 2005 cars average+5%(72% avg)
vs SMART average-3%(80% avg)

Mileage Analysis

109,261

Average miles

vs

155,400

Expected for age

The average 2005 SMART FORFOUR COOLSTYLE has 109,261 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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SMART FORFOUR COOLSTYLE by Year

YearPass RateTestsAvg Mileage
200678%15392,220 mi
200577%39109,261 mi

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About the 2005 SMART FORFOUR COOLSTYLE

The 2005 SMART FORFOUR COOLSTYLE is a city car with a 1124cc petrol engine. 39 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 109,261 miles at 21 years old, SMART FORFOUR COOLSTYLE owners tend to use this car less than the typical driver.

2005 SMART FORFOUR COOLSTYLE Fuel Costs

The modest 1124cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2005 SMART FORFOUR COOLSTYLE?

Total estimated annual running cost is £1,675 140/month), broken down as £955 fuel, £165 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 77% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2005 SMART FORFOUR COOLSTYLE

At 21 years old, the SMART FORFOUR COOLSTYLE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 39 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2005 SMART FORFOUR COOLSTYLE's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 109k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 SMART FORFOUR COOLSTYLE stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
SMART FORFOUR COOLSTYLE(2005)77%£955£165Grp 5-15£1675
FORD FOCUS(2007)73%£1137£135Grp 12-25£1827+£152
MINI MINI(2007)73%£1137£135Grp 12-25£1827+£152
PEUGEOT 207(2007)69%£1137£30Grp 8-20£1922+£247
HONDA JAZZ(2007)72%£1137£30Grp 8-20£1722+£47

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Smart Models

Explore other Smart cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Smart Forfour coolstyle.

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