SMART (MCC) FORTWO CABRIOLET (2006)
Running costs, reliability data, and common problems from 311 real MOT tests.
Annual Cost
£1,530
£128/month
MOT Pass Rate
72%
Average
Road Tax
£20
Based on CC/year
Insurance
Grp 1-8
698cc Petrol
Check Carefully
72% pass rate, £1530/year to run. 10 points below average.
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Annual Running Costs
~50 mpg
Based on 698cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the SMART (MCC) brand average of 78%.
At 20 years old, 72% of SMART (MCC) FORTWO CABRIOLETs from 2006 passed their MOT first time in 2026. That's based on 311 tests across the UK. The average mileage at this age is 67,089 miles.
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How Does It Compare?
Mileage Analysis
67,089
Average miles
148,000
Expected for age
The average 2006 SMART (MCC) FORTWO CABRIOLET has 67,089 miles on the clock, which is significantly below the expected 148,000 miles for a 20-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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Best Year to Buy?
The most reliable year is the 2012 model with a 83% MOT pass rate, while the 2003 model has the lowest at 71%. The 2006 sits between the two at 72%.
SMART (MCC) FORTWO CABRIOLET by Year
Similar Cars to Consider
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About the 2006 SMART (MCC) FORTWO CABRIOLET
The 2006 SMART (MCC) FORTWO CABRIOLET is a city car with a 698cc petrol engine. 311 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2006, the average MOT pass rate is 73%, and this model falls short of that benchmark.
With an average of 67,089 miles at 20 years old, SMART (MCC) FORTWO CABRIOLET owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
2006 SMART (MCC) FORTWO CABRIOLET Fuel Costs
The modest 698cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2006 SMART (MCC) FORTWO CABRIOLET?
Total estimated annual running cost is £1,530 (£128/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.
SMART (MCC) FORTWO CABRIOLET Reliability Trend
Newer SMART (MCC) FORTWO CABRIOLETs show better MOT pass rates than older ones, with an average improvement of 6 percentage points.
Buying a Used 2006 SMART (MCC) FORTWO CABRIOLET
At 20 years old, the SMART (MCC) FORTWO CABRIOLET is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2012 model has the highest pass rate at 83%.
Common Issues to Watch For
Based on the 2006 SMART (MCC) FORTWO CABRIOLET's fuel type, age, and engine size, these are the most likely problem areas to check.
Coil Pack Failure
Medium riskSmaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2006 SMART (MCC) FORTWO CABRIOLET stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| SMART (MCC) FORTWO CABRIOLET(2006) | 72% | £955 | £20 | Grp 1-8 | £1530 |
| NISSAN MICRA(2005) | 72% | £955 | £30 | Grp 1-8 | £1540+£10 |
| PEUGEOT 107(2008) | 71% | £955 | £30 | Grp 1-8 | £1540+£10 |
| TOYOTA AYGO(2008) | 70% | £955 | £30 | Grp 1-8 | £1540+£10 |
| VAUXHALL CORSA(2004) | 68% | £955 | £30 | Grp 1-8 | £1740+£210 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Smart (mcc) Models
Explore other Smart (mcc) cars or similar models in the same category.
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SMART (MCC) FORTWO COUPE
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