SMC CG (2016)
Running costs, reliability data, and common problems from 40 real MOT tests.
Annual Cost
£1,230
£103/month
MOT Pass Rate
95%
Excellent
Road Tax
£20
Based on CC/year
Insurance
Grp 1-8
499cc Petrol
Great Choice
95% pass rate, £1230/year to run. 13 points above average.
Check a specific SMC CG
Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.
Annual Running Costs
~50 mpg
Based on 499cc
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
Get an insurance quote for this SMC CG
Compare quotes and find the best deal
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%.
At 10 years old, 95% of SMC CGs from 2016 passed their MOT first time in 2026. That's based on 40 tests across the UK. The average mileage at this age is 4,454 miles.
Got a SMC CG you're looking at?
Enter the reg plate to check its specific MOT history, mileage, and health score.
How Does It Compare?
Mileage Analysis
4,454
Average miles
74,000
Expected for age
The average 2016 SMC CG has 4,454 miles on the clock, which is significantly below the expected 74,000 miles for a 10-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
Looking at a specific SMC CG?
Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.
Similar Cars to Consider
Check a Specific Smc Cg
Enter a reg plate to get the full MOT history, health score, and mileage verification.
Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.
About the 2016 SMC CG
The 2016 SMC CG is a city car with a 499cc petrol engine. 40 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 15% of all 2016 cars for reliability.
With an average of 4,454 miles at 10 years old, SMC CG owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
2016 SMC CG Fuel Costs
The modest 499cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2016 SMC CG?
Total estimated annual running cost is £1,230 (£103/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2016 SMC CG
At 10 years old, the SMC CG is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 40 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2016 SMC CG's fuel type, age, and engine size, these are the most likely problem areas to check.
Coil Pack Failure
Medium riskSmaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2016 SMC CG stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| SMC CG(2016) | 95% | £955 | £20 | Grp 1-8 | £1230 |
| FORD FIESTA(2015) | 81% | £955 | £30 | Grp 1-8 | £1390+£160 |
| VAUXHALL ASTRA(2016) | 85% | £955 | £30 | Grp 1-8 | £1390+£160 |
| FIAT 500(2015) | 78% | £955 | £30 | Grp 1-8 | £1540+£310 |
| AUDI A3(2018) | 92% | £955 | £190 | Grp 1-8 | £1400+£170 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Smc Models
Explore other Smc cars or similar models in the same category.
Related Guides
In-depth articles relevant to the Smc Cg.
Cheapest Cars to Run in 2026: Real Data from 19.8 Million MOT Tests
9 min read
Reliability20 Most Reliable Used Cars UK 2026: Real MOT Pass Rate Rankings
10 min read
ReliabilityMost Reliable Used Cars UK 2026 (Data From 50M Real MOT Tests)
11 min read
Buying GuideFord Fiesta Common Problems (2026): What to Check Before Buying
13 min read
ReliabilityFord Puma Problems: 7 Issues Owners Report (2026)
13 min read
Check a specific SMC CG
Enter the reg to see its MOT history, mileage check, and predicted costs.
Premium History Check
Buying a SMC CG? Our premium check covers:
- Stolen check (PNC)
- Outstanding finance
- Write-off history (Cat A/B/N/S)
- Previous owners count
Competitors charge £10-£20 for the same data