SUBARU XV (2021)
Running costs, reliability data, and common problems from 219 real MOT tests.
Annual Cost
£1,777
£148/month
MOT Pass Rate
93%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 18-32
1995cc Petrol
Great Choice
93% pass rate, £1777/year to run. 11 points above average.
Check a specific SUBARU XV
Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.
Annual Running Costs
~36 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
Get an insurance quote for this SUBARU XV
Compare quotes and find the best deal
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the SUBARU brand average of 83%.
At 5 years old, 93% of SUBARU XVs from 2021 passed their MOT first time in 2026. That's based on 219 tests across the UK. The average mileage at this age is 22,540 miles.
Got a SUBARU XV you're looking at?
Enter the reg plate to check its specific MOT history, mileage, and health score.
How Does It Compare?
Mileage Analysis
22,540
Average miles
37,000
Expected for age
The average 2021 SUBARU XV has 22,540 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.
Looking at a specific SUBARU XV?
Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.
Best Year to Buy?
The most reliable year is the 2018 model with a 94% MOT pass rate, while the 2012 model has the lowest at 80%. The 2021 sits between the two at 93%.
SUBARU XV by Year
Similar Cars to Consider
Check a Specific Subaru Xv
Enter a reg plate to get the full MOT history, health score, and mileage verification.
Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.
About the 2021 SUBARU XV
The 2021 SUBARU XV is a family car with a 1995cc petrol engine. 219 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2021, the average MOT pass rate is 92%, and this model beats that benchmark.
With an average of 22,540 miles at 5 years old, SUBARU XV owners tend to use this car less than the typical driver.
2021 SUBARU XV Fuel Costs
The 1995cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2021 SUBARU XV?
Total estimated annual running cost is £1,777 (£148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
SUBARU XV Reliability Trend
Newer SUBARU XVs show better MOT pass rates than older ones, with an average improvement of 10 percentage points.
Buying a Used 2021 SUBARU XV
At 5 years old, the SUBARU XV offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2018 model has the highest pass rate at 94%.
Common Issues to Watch For
Based on the 2021 SUBARU XV's fuel type, age, and engine size, these are the most likely problem areas to check.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 SUBARU XV stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| SUBARU XV(2021) | 93% | £1327 | £195 | Grp 18-32 | £1777 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| NISSAN QASHQAI(2020) | 93% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| MINI COOPER(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| HYUNDAI TUCSON(2019) | 90% | £1137 | £190 | Grp 12-25 | £1582-£195 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Subaru Models
Explore other Subaru cars or similar models in the same category.
SUBARU IMPREZA
2005 · 1994cc Petrol
SUBARU FORESTER
2014 · 1998cc Petrol
SUBARU OUTBACK
2015 · 2500cc Petrol
VOLKSWAGEN GOLF
2019 · 1498cc Petrol
NISSAN QASHQAI
2020 · 1598cc Petrol
MINI COOPER
2019 · 1499cc Petrol
Related Guides
In-depth articles relevant to the Subaru Xv.
Cheapest Cars to Run in 2026: Real Data from 19.8 Million MOT Tests
9 min read
Reliability20 Most Reliable Used Cars UK 2026: Real MOT Pass Rate Rankings
10 min read
ReliabilityMost Reliable Used Cars UK 2026 (Data From 50M Real MOT Tests)
11 min read
Buying GuideFord Fiesta Common Problems (2026): What to Check Before Buying
13 min read
ReliabilityFord Puma Problems: 7 Issues Owners Report (2026)
13 min read
Check a specific SUBARU XV
Enter the reg to see its MOT history, mileage check, and predicted costs.
Premium History Check
Buying a SUBARU XV? Our premium check covers:
- Stolen check (PNC)
- Outstanding finance
- Write-off history (Cat A/B/N/S)
- Previous owners count
Competitors charge £10-£20 for the same data