Subaru XV (2021)
Estimated running costs and MOT pass rates from 219 MOT tests in 2024.
Annual Cost
£2,086
£174/month
MOT Pass Rate
93%
Excellent
Road Tax
£200
Standard rate/year
Est. Insurance
Grp 18-32
1995cc Petrol
Great Choice
93% pass rate, £2,086/year to run. 11 points above average.
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Annual Running Costs
~36 mpg
Standard rate (from April 2017)
Low estimate due to excellent reliability
Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).
Reliability Verdict
Excellent reliability. Very few MOT failures. That's 11 points above the average of 82% across all models in our data. It also outperforms the Subaru brand average of 83%.
93% of MOT tests on Subaru XVs from 2021 ended in a pass in 2024, when they were about 3 years old. That's based on 219 tests across the UK, retests included. The average mileage recorded at those tests was 22,540 miles.
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How Does It Compare?
Mileage Analysis
22,540
Average miles
22,200
Expected for age
The average 2021 Subaru XV had 22,540 miles on the clock at its 2024 MOT, which is in line with the expected 22,200 miles for a 3-year-old car, suggesting normal everyday use.
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Best Year to Buy?
Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 94%, while the 2012 model has the lowest at 80%. The 2021 scores 93%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.
Subaru XV by Year
Similar Cars to Consider
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About the 2021 Subaru XV
The 2021 Subaru XV is a family car. Our records list a 1995cc petrol engine, though engines vary between versions. 219 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2021, the average MOT pass rate is 92%, and this model beats that benchmark.
With an average of 22,540 miles recorded at its 2024 MOT tests, Subaru XV owners drive about as much as the UK average.
2021 Subaru XV Fuel Costs
The 1995cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).
What does it cost to own a 2021 Subaru XV?
Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Subaru XV Reliability Trend
Newer Subaru XVs pass their MOT more often than older ones, by 10 percentage points on average, which is mostly down to age and wear.
Buying a Used 2021 Subaru XV
At 5 years old, the Subaru XV offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2018 model has the highest pass rate at 94%.
Common Issues to Watch For
These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 Subaru XV stacks up against similar cars for estimated annual running costs, insurance group, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Est. Ins. Group | Total/yr |
|---|---|---|---|---|---|
| Subaru XV(2021) | 93% | £1,631 | £200 | Grp 18-32 | £2,086 |
| Volkswagen Golf(2019) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| Nissan Qashqai(2020) | 93% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| MINI Cooper(2019) | 92% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
| Hyundai Tucson(2019) | 90% | £1,398 | £200 | Grp 12-25 | £1,853-£233 |
Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.
Questions about the 2021 Subaru XV
Is the 2021 Subaru XV reliable?
Excellent reliability. Very few MOT failures. 93% of MOT tests on 2021 Subaru XVs ended in a pass, from 219 tests (DVSA MOT data for tests in 2024, retests included). That's 11 points above the average of 82% across all models in the same data.
How much does a 2021 Subaru XV cost to run?
Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.
What is the MOT pass rate for a 2021 Subaru XV?
93% of 219 MOT tests on the 2021 Subaru XV ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1644th of 3,336 models first registered in 2021 (top half).
Which year Subaru XV has the best MOT pass rate?
Of the years with at least 100 tests, the 2018 Subaru XV has the highest MOT pass rate at 94% and the 2012 the lowest at 80%. Newer cars usually pass more often simply because they are younger and have done fewer miles.
What is the average mileage for a 2021 Subaru XV?
The average mileage recorded at MOT tests on the 2021 Subaru XV is 22,540 miles, which is in line with the expected 22,200 miles for a 3-year-old car, suggesting normal everyday use.
Related Subaru Models
Explore other Subaru cars or similar models in the same category.
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2005 · 1994cc Petrol
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2014 · 1998cc Petrol
Subaru Outback
2015 · 2500cc Petrol
Volkswagen Golf
2019 · 1498cc Petrol
Nissan Qashqai
2020 · 1598cc Petrol
MINI Cooper
2019 · 1499cc Petrol
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