VAUXHALL INSIG SRI NAV VX RD CDTIECO SS (2012)
Running costs, reliability data, and common problems from 56 real MOT tests.
Annual Cost
£1,707
£142/month
MOT Pass Rate
80%
Good
Road Tax
£265
Based on CC/year
Insurance
Grp 18-32
1956cc Diesel
Solid Option
80% pass rate, £1707/year to run. Close to the national average.
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Annual Running Costs
~48 mpg
Based on 1956cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the VAUXHALL brand average of 84%.
At 14 years old, 80% of VAUXHALL INSIG SRI NAV VX RD CDTIECO SSs from 2012 passed their MOT first time in 2026. That's based on 56 tests across the UK. The average mileage at this age is 138,160 miles.
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How Does It Compare?
Mileage Analysis
138,160
Average miles
103,600
Expected for age
The average 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS has 138,160 miles on the clock, which is above the expected 103,600 miles for a 14-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.
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VAUXHALL INSIG SRI NAV VX RD CDTIECO SS by Year
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About the 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS
The 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS is a family car with a 1956cc diesel engine. 56 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2012, the average MOT pass rate is 78%, and this model beats that benchmark.
With an average of 138,160 miles at 14 years old, VAUXHALL INSIG SRI NAV VX RD CDTIECO SS owners cover more miles than the average driver.
2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS Fuel Costs
The 1956cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS?
Total estimated annual running cost is £1,707 (£142/month), broken down as £1037 fuel, £265 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.
Buying a Used 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS
At 14 years old, the VAUXHALL INSIG SRI NAV VX RD CDTIECO SS is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 56 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Watch outWith an average of 138k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Engine Mounts
Medium riskWorn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2012 VAUXHALL INSIG SRI NAV VX RD CDTIECO SS stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| VAUXHALL INSIG SRI NAV VX RD CDTIECO SS(2012) | 80% | £1037 | £265 | Grp 18-32 | £1707 |
| VOLKSWAGEN GOLF(2014) | 87% | £905 | £135 | Grp 12-25 | £1445-£262 |
| VAUXHALL ASTRA(2013) | 79% | £1037 | £135 | Grp 18-32 | £1727+£20 |
| AUDI A3(2014) | 86% | £905 | £135 | Grp 12-25 | £1445-£262 |
| VOLKSWAGEN POLO(2010) | 74% | £905 | £135 | Grp 12-25 | £1595-£112 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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