Vauxhall Monterey (1995)

Estimated running costs and MOT pass rates from 70 MOT tests in 2024.

Annual Cost

£2,806

£234/month

MOT Pass Rate

63%

Below Avg

Road Tax

£375

Estimated/year

Est. Insurance

Grp 35-50

3059cc Diesel

Proceed With Caution

63% pass rate, £2,806/year to run. 19 points below average.

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Diesel3059cc31 years old70 tests157k miles avg

Annual Running Costs

Fuel (Diesel, 3059cc)

~40 mpg

£1,676

Road Tax

Pre-2001 engine size rate

£375

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,806

Per month£234/mo

Per week£54/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

63% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 19 points below the average of 82% across all models in our data. It falls below the Vauxhall brand average of 84%.

63% of MOT tests on Vauxhall Montereys from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 70 tests across the UK, retests included. The average mileage recorded at those tests was 157,106 miles.

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How Does It Compare?

Rank among 1995 models203rd of 221(bottom 9%)

Rank among Vauxhall models856th of 870(bottom 2%)

vs average of all models-19%(82% avg)

vs 1995 models average-13%(76% avg)

vs Vauxhall average-21%(84% avg)

Mileage Analysis

157,106

Average miles

214,600

Expected for age

The average 1995 Vauxhall Monterey had 157,106 miles on the clock at its 2024 MOT, which is below the expected 214,600 miles for a 29-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 1998 model has the highest MOT pass rate at 65%, while the 1996 model has the lowest at 62%. The 1995 scores 63%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Vauxhall Monterey by Year

Year	Pass Rate	Tests	Avg Mileage
1998	65%	166	161,177 mi
1997	88%	40	165,157 mi
1996	62%	119	123,778 mi
1995	63%	70	157,106 mi
1994	72%	39	120,964 mi

Similar Cars to Consider

Land Rover Defender

1993 · 3528cc Diesel

£2,606/year

76%

+13%

Isuzu Trooper

1997 · 3494cc Diesel

£2,606/year

76%

+13%

Mitsubishi Shogun

1997 · 2800cc Diesel

£2,606/year

77%

+14%

Toyota Land Cruiser

1996 · 2982cc Diesel

£2,606/year

79%

+16%

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About the 1995 Vauxhall Monterey

The 1995 Vauxhall Monterey is a large-engined car. Our records list a 3059cc diesel engine, though engines vary between versions. 70 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 9% of 1995 models for MOT pass rate.

With an average of 157,106 miles recorded at its 2024 MOT tests, Vauxhall Monterey owners tend to use this car less than the typical driver.

1995 Vauxhall Monterey Fuel Costs

The 3059cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,676 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1995 Vauxhall Monterey?

Total estimated annual running cost is £2,806 (£234/month), broken down as £1,676 fuel, £375 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 63% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Buying a Used 1995 Vauxhall Monterey

At 31 years old, the Vauxhall Monterey is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1998 model has the highest pass rate at 65%. Note: with only 70 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 157k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 63% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Vauxhall Monterey stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Vauxhall Monterey(1995)	63%	£1,676	£375	Grp 35-50	£2,806
Land Rover Defender(1993)	76%	£1,676	£375	Grp 35-50	£2,606-£200
Isuzu Trooper(1997)	76%	£1,676	£375	Grp 35-50	£2,606-£200
Mitsubishi Shogun(1997)	77%	£1,676	£375	Grp 30-42	£2,606-£200
Toyota Land Cruiser(1996)	79%	£1,676	£375	Grp 30-42	£2,606-£200

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Vauxhall Monterey

Is the 1995 Vauxhall Monterey reliable?

Below average reliability. Budget extra for maintenance and repairs. 63% of MOT tests on 1995 Vauxhall Montereys ended in a pass, from 70 tests (DVSA MOT data for tests in 2024, retests included). That's 19 points below the average of 82% across all models in the same data.

How much does a 1995 Vauxhall Monterey cost to run?

Our estimate is £2,806 a year (£234 a month): £1,676 fuel, £375 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Vauxhall Monterey?

63% of 70 MOT tests on the 1995 Vauxhall Monterey ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 203rd of 221 models first registered in 1995 (bottom 9%).

Which year Vauxhall Monterey has the best MOT pass rate?

Of the years with at least 100 tests, the 1998 Vauxhall Monterey has the highest MOT pass rate at 65% and the 1996 the lowest at 62%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Vauxhall Monterey?

The average mileage recorded at MOT tests on the 1995 Vauxhall Monterey is 157,106 miles, which is below the expected 214,600 miles for a 29-year-old car. This suggests lighter use than average, which generally means less wear on major components.