Volkswagen Golf (2004)

Estimated running costs and MOT pass rates from 25,662 MOT tests in 2024.

Annual Cost

£2,427

£202/month

MOT Pass Rate

69%

Below Avg

Road Tax

£275

Estimated/year

Est. Insurance

Grp 18-32

1896cc Diesel

Proceed With Caution

69% pass rate, £2,427/year to run. 13 points below average.

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Diesel1896cc22 years old25,662 tests128k miles avg

Annual Running Costs

Fuel (Diesel, 1896cc)

~48 mpg

£1,397

Road Tax

Estimated CO2 band

£275

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,427

Per month£202/mo

Per week£47/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

69% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the average of 82% across all models in our data. It falls below the Volkswagen brand average of 85%.

69% of MOT tests on Volkswagen Golfs from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 25,662 tests across the UK, retests included. The average mileage recorded at those tests was 127,809 miles.

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How Does It Compare?

Rank among 2004 models327th of 470(bottom half)

Rank among Volkswagen models998th of 1,086(bottom 9%)

vs average of all models-13%(82% avg)

vs 2004 models average-3%(72% avg)

vs Volkswagen average-16%(85% avg)

Mileage Analysis

127,809

Average miles

148,000

Expected for age

The average 2004 Volkswagen Golf had 127,809 miles on the clock at its 2024 MOT, which is in line with the expected 148,000 miles for a 20-year-old car, suggesting normal everyday use.

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Best Year to Buy?

Of the years with at least 100 tests, the 2020 model has the highest MOT pass rate at 94%, while the 2004 model has the lowest at 69%. Consider a different year if reliability is a priority. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Volkswagen Golf by Year

Year	Pass Rate	Tests	Avg Mileage
2024	100%	42	48,967 mi
2023	96%	94	37,883 mi
2022	100%	50	24,291 mi
2021	92%	430	30,210 mi
2020	94%	15,098	33,191 mi
2019	92%	89,653	42,263 mi
2018	92%	111,972	51,770 mi
2017	91%	127,682	59,928 mi
2016	90%	118,229	68,321 mi
2015	89%	121,777	77,151 mi
2014	87%	120,417	87,379 mi
2013	85%	103,434	93,359 mi
2012	80%	98,183	101,911 mi
2011	78%	97,916	110,696 mi
2010	77%	87,733	116,406 mi
2009	77%	85,462	116,549 mi
2008	74%	79,283	127,518 mi
2007	73%	80,988	126,210 mi
2006	72%	60,321	126,470 mi
2005	72%	41,401	129,877 mi
2004	69%	25,662	127,809 mi
2003	73%	31,803	140,305 mi
2002	73%	27,474	142,659 mi
2001	72%	15,315	133,140 mi
2000	72%	8,316	132,299 mi
1999	71%	8,442	127,276 mi
1998	71%	4,066	117,658 mi
1997	74%	3,130	113,175 mi
1996	74%	2,930	115,178 mi
1995	75%	1,612	108,721 mi
1994	76%	946	104,165 mi
1993	76%	834	105,417 mi
1992	77%	1,734	123,399 mi
1991	80%	5,191	134,589 mi
1990	77%	5,156	130,503 mi

Similar Cars to Consider

Ford Fiesta

2006 · 1399cc Diesel

£1,944/year

70%

+1%

Volkswagen Polo

2006 · 1400cc Diesel

£2,144/year

68%

-1%

Vauxhall Astra

2005 · 1598cc Diesel

£2,144/year

69%

same

Honda Civic

2006 · 2204cc Diesel

£2,641/year

71%

+2%

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About the 2004 Volkswagen Golf

The 2004 Volkswagen Golf is a family car. Our records list a 1896cc diesel engine, though engines vary between versions. 25,662 MOT tests were recorded on this model in 2024, making it one of the most commonly tested models on UK roads. Among all models from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 127,809 miles recorded at its 2024 MOT tests, Volkswagen Golf owners drive about as much as the UK average.

2004 Volkswagen Golf Fuel Costs

The 1896cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2004 Volkswagen Golf?

Total estimated annual running cost is £2,427 (£202/month), broken down as £1,397 fuel, £275 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Volkswagen Golf Reliability Trend

Newer Volkswagen Golfs pass their MOT more often than older ones, by 10 percentage points on average, which is mostly down to age and wear.

Buying a Used 2004 Volkswagen Golf

At 22 years old, the Volkswagen Golf is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. With 25,662 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 128k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Volkswagen Golf stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Volkswagen Golf(2004)	69%	£1,397	£275	Grp 18-32	£2,427
Ford Fiesta(2006)	70%	£1,219	£170	Grp 8-20	£1,944-£483
Volkswagen Polo(2006)	68%	£1,219	£170	Grp 8-20	£2,144-£283
Vauxhall Astra(2005)	69%	£1,219	£170	Grp 12-25	£2,144-£283
Honda Civic(2006)	71%	£1,676	£410	Grp 25-38	£2,641+£214

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Volkswagen Golf

Is the 2004 Volkswagen Golf reliable?

Below average reliability. Budget extra for maintenance and repairs. 69% of MOT tests on 2004 Volkswagen Golfs ended in a pass, from 25,662 tests (DVSA MOT data for tests in 2024, retests included). That's 13 points below the average of 82% across all models in the same data.

How much does a 2004 Volkswagen Golf cost to run?

Our estimate is £2,427 a year (£202 a month): £1,397 fuel, £275 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Volkswagen Golf?

69% of 25,662 MOT tests on the 2004 Volkswagen Golf ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 327th of 470 models first registered in 2004 (bottom half).

Which year Volkswagen Golf has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Volkswagen Golf has the highest MOT pass rate at 94% and the 2004 the lowest at 69%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2004 Volkswagen Golf?

The average mileage recorded at MOT tests on the 2004 Volkswagen Golf is 127,809 miles, which is in line with the expected 148,000 miles for a 20-year-old car, suggesting normal everyday use.