VOLKSWAGEN T-CROSS SEL TDI S-A (2020)
Running costs, reliability data, and common problems from 62 real MOT tests.
Annual Cost
£1,655
£138/month
MOT Pass Rate
76%
Average
Road Tax
£195
Flat rate/year
Insurance
Grp 12-25
1598cc Diesel
Check Carefully
76% pass rate, £1655/year to run. 6 points below average.
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Annual Running Costs
~55 mpg
Flat rate (post-2017)
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 6 points below the national average of 82%. It falls below the VOLKSWAGEN brand average of 85%.
At 6 years old, 76% of VOLKSWAGEN T-CROSS SEL TDI S-As from 2020 passed their MOT first time in 2026. That's based on 62 tests across the UK. The average mileage at this age is 35,751 miles.
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How Does It Compare?
Mileage Analysis
35,751
Average miles
44,400
Expected for age
The average 2020 VOLKSWAGEN T-CROSS SEL TDI S-A has 35,751 miles on the clock, which is in line with the expected 44,400 miles for a 6-year-old car, suggesting normal everyday use.
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VOLKSWAGEN T-CROSS SEL TDI S-A by Year
Similar Cars to Consider
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About the 2020 VOLKSWAGEN T-CROSS SEL TDI S-A
The 2020 VOLKSWAGEN T-CROSS SEL TDI S-A is a small family car with a 1598cc diesel engine. 62 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 99% of 2020 cars for MOT pass rates.
With an average of 35,751 miles at 6 years old, VOLKSWAGEN T-CROSS SEL TDI S-A owners drive about as much as the UK average.
2020 VOLKSWAGEN T-CROSS SEL TDI S-A Fuel Costs
The 1598cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2020 VOLKSWAGEN T-CROSS SEL TDI S-A?
Total estimated annual running cost is £1,655 (£138/month), broken down as £905 fuel, £195 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 76% pass rate. Keeping on top of servicing will help avoid surprises.
Buying a Used 2020 VOLKSWAGEN T-CROSS SEL TDI S-A
At 6 years old, the VOLKSWAGEN T-CROSS SEL TDI S-A offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 62 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2020 VOLKSWAGEN T-CROSS SEL TDI S-A's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Medium riskDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
AdBlue System
Medium riskPost-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 VOLKSWAGEN T-CROSS SEL TDI S-A stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| VOLKSWAGEN T-CROSS SEL TDI S-A(2020) | 76% | £905 | £195 | Grp 12-25 | £1655 |
| VOLKSWAGEN GOLF(2018) | 92% | £1037 | £190 | Grp 18-32 | £1482-£173 |
| FORD FOCUS(2019) | 89% | £905 | £190 | Grp 12-25 | £1500-£155 |
| MERCEDES A(2019) | 91% | £905 | £190 | Grp 12-25 | £1350-£305 |
| MERCEDES A-CLASS(2018) | 89% | £905 | £190 | Grp 12-25 | £1500-£155 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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