Volvo S90 Momentum + D4 Auto (2020)

Estimated running costs and MOT pass rates from 296 MOT tests in 2024.

Annual Cost

£2,002

£167/month

MOT Pass Rate

89%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1969cc Diesel

Solid Option

89% pass rate, £2,002/year to run. 7 points above average.

Buying this car? Check for finance, write-offs & theft

£4.99

Check a specific Volvo S90 Momentum + D4 Auto

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

Diesel1969cc6 years old296 tests47k miles avg

Annual Running Costs

Fuel (Diesel, 1969cc)

~48 mpg

£1,397

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

£350

Total per year£2,002

Per month£167/mo

Per week£39/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

89% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the average of 82% across all models in our data.

89% of MOT tests on Volvo S90 Momentum + D4 Autos from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 296 tests across the UK, retests included. The average mileage recorded at those tests was 47,028 miles.

Got a Volvo S90 Momentum + D4 Auto you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

How Does It Compare?

Rank among 2020 models1969th of 2,554(bottom 23%)

Rank among Volvo models331st of 619(bottom half)

vs average of all models+7%(82% avg)

vs 2020 models average-3%(92% avg)

vs Volvo average+2%(87% avg)

Mileage Analysis

47,028

Average miles

29,600

Expected for age

The average 2020 Volvo S90 Momentum + D4 Auto had 47,028 miles on the clock at its 2024 MOT, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

Looking at a specific Volvo S90 Momentum + D4 Auto?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

Volvo S90 Momentum + D4 Auto by Year

Year	Pass Rate	Tests	Avg Mileage
2020	89%	296	47,028 mi
2019	91%	79	62,971 mi

Similar Cars to Consider

Volkswagen Golf

2018 · 1968cc Diesel

£1,852/year

92%

+3%

Ford Focus

2019 · 1499cc Diesel

£1,824/year

89%

same

Volkswagen Polo

2018 · 1598cc Diesel

£1,824/year

84%

-5%

Ford Kuga

2019 · 1997cc Diesel

£1,852/year

91%

+2%

Check a Specific Volvo S90 Momentum + D4 Auto

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

About the 2020 Volvo S90 Momentum + D4 Auto

The 2020 Volvo S90 Momentum + D4 Auto is a premium car. Our records list a 1969cc diesel engine, though engines vary between versions. 296 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It sits in the bottom 23% of 2020 models for MOT pass rate.

With an average of 47,028 miles recorded at its 2024 MOT tests, Volvo S90 Momentum + D4 Auto owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2020 Volvo S90 Momentum + D4 Auto Fuel Costs

The 1969cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 Volvo S90 Momentum + D4 Auto?

Total estimated annual running cost is £2,002 (£167/month), broken down as £1,397 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2020 Volvo S90 Momentum + D4 Auto

At 6 years old, the Volvo S90 Momentum + D4 Auto offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Volvo S90 Momentum + D4 Auto stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Volvo S90 Momentum + D4 Auto(2020)	89%	£1,397	£200	Grp 18-32	£2,002
Volkswagen Golf(2018)	92%	£1,397	£200	Grp 18-32	£1,852-£150
Ford Focus(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£178
Volkswagen Polo(2018)	84%	£1,219	£200	Grp 12-25	£1,824-£178
Ford Kuga(2019)	91%	£1,397	£200	Grp 18-32	£1,852-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Volvo S90 Momentum + D4 Auto

Is the 2020 Volvo S90 Momentum + D4 Auto reliable?

Good reliability. Occasional issues but generally solid. 89% of MOT tests on 2020 Volvo S90 Momentum + D4 Autos ended in a pass, from 296 tests (DVSA MOT data for tests in 2024, retests included). That's 7 points above the average of 82% across all models in the same data.

How much does a 2020 Volvo S90 Momentum + D4 Auto cost to run?

Our estimate is £2,002 a year (£167 a month): £1,397 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Volvo S90 Momentum + D4 Auto?

89% of 296 MOT tests on the 2020 Volvo S90 Momentum + D4 Auto ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1969th of 2,554 models first registered in 2020 (bottom 23%).

What is the average mileage for a 2020 Volvo S90 Momentum + D4 Auto?

The average mileage recorded at MOT tests on the 2020 Volvo S90 Momentum + D4 Auto is 47,028 miles, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.