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VOLVO UNCLASSIFIED (2004)

Running costs, reliability data, and common problems from 36 real MOT tests.

Annual Cost

£2,277

£190/month

MOT Pass Rate

94%

Excellent

Road Tax

£430

Based on CC/year

Insurance

Grp 30-42

2520cc Petrol

Great Choice

94% pass rate, £2277/year to run. 12 points above average.

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Petrol2520cc22 years old36 tests247k miles avg

Annual Running Costs

Fuel (Petrol, 2520cc)

~30 mpg

£1,592
Road Tax

Based on 2520cc

£430
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,277
Per month£190/mo
Per week£44/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

94% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the national average of 82%. It also outperforms the VOLVO brand average of 87%.

At 22 years old, 94% of VOLVO UNCLASSIFIEDs from 2004 passed their MOT first time in 2026. That's based on 36 tests across the UK. The average mileage at this age is 247,197 miles.

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How Does It Compare?

Rank among 2004 cars22th of 491(top 4%)
Rank among VOLVO models141th of 635(top 22%)
vs national average+12%(82% avg)
vs 2004 cars average+22%(72% avg)
vs VOLVO average+7%(87% avg)

Mileage Analysis

247,197

Average miles

vs

162,800

Expected for age

The average 2004 VOLVO UNCLASSIFIED has 247,197 miles on the clock, which is well above the expected 162,800 miles for a 22-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

The most reliable year is the 2020 model with a 95% MOT pass rate, while the 2014 model has the lowest at 79%. The 2004 sits between the two at 94%.

VOLVO UNCLASSIFIED by Year

YearPass RateTestsAvg Mileage
202195%419,499 mi
202095%7324,779 mi
201887%4757,070 mi
201783%6444,942 mi
201686%10359,565 mi
201582%6275,803 mi
201479%6864,877 mi
201387%8780,303 mi
201285%13260,129 mi
201190%52109,225 mi
200981%31138,983 mi
200885%40109,441 mi
200777%39144,909 mi
200568%37194,235 mi
200494%36247,197 mi
200383%30210,987 mi

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About the 2004 VOLVO UNCLASSIFIED

The 2004 VOLVO UNCLASSIFIED is a premium performance with a 2520cc petrol engine. 36 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 4% of all 2004 cars for reliability.

With an average of 247,197 miles at 22 years old, VOLVO UNCLASSIFIED owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2004 VOLVO UNCLASSIFIED Fuel Costs

The 2520cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 VOLVO UNCLASSIFIED?

Total estimated annual running cost is £2,277 190/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

VOLVO UNCLASSIFIED Reliability Trend

The VOLVO UNCLASSIFIED has maintained consistent MOT pass rates across model years, varying by only 1 percentage points.

Buying a Used 2004 VOLVO UNCLASSIFIED

At 22 years old, the VOLVO UNCLASSIFIED is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2020 model has the highest pass rate at 95%. Note: with only 36 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2004 VOLVO UNCLASSIFIED's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 247k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 VOLVO UNCLASSIFIED stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
VOLVO UNCLASSIFIED(2004)94%£1592£430Grp 30-42£2277
MERCEDES A-CLASS(2006)72%£1592£250Grp 25-38£2397+£120
MERCEDES E(2005)78%£1592£250Grp 30-42£2397+£120
NISSAN X-TRAIL(2006)67%£1592£250Grp 25-38£2597+£320
BMW X3(2006)78%£1592£250Grp 30-42£2397+£120

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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