Volvo V60 Momentum + D3 (2020)

Estimated running costs and MOT pass rates from 269 MOT tests in 2024.

Annual Cost

£2,002

£167/month

MOT Pass Rate

88%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1969cc Diesel

Solid Option

88% pass rate, £2,002/year to run. 6 points above average.

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Diesel1969cc6 years old269 tests56k miles avg

Annual Running Costs

Fuel (Diesel, 1969cc)

~48 mpg

£1,397

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

£350

Total per year£2,002

Per month£167/mo

Per week£39/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

88% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the average of 82% across all models in our data.

88% of MOT tests on Volvo V60 Momentum + D3s from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 269 tests across the UK, retests included. The average mileage recorded at those tests was 55,964 miles.

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How Does It Compare?

Rank among 2020 models2106th of 2,554(bottom 18%)

Rank among Volvo models359th of 619(bottom half)

vs average of all models+6%(82% avg)

vs 2020 models average-4%(92% avg)

vs Volvo average+1%(87% avg)

Mileage Analysis

55,964

Average miles

29,600

Expected for age

The average 2020 Volvo V60 Momentum + D3 had 55,964 miles on the clock at its 2024 MOT, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Volvo V60 Momentum + D3 by Year

Year	Pass Rate	Tests	Avg Mileage
2020	88%	269	55,964 mi
2019	82%	155	60,006 mi

Similar Cars to Consider

Volkswagen Golf

2018 · 1968cc Diesel

£1,852/year

92%

+4%

Ford Focus

2019 · 1499cc Diesel

£1,824/year

89%

+1%

Volkswagen Polo

2018 · 1598cc Diesel

£1,824/year

84%

-4%

Ford Kuga

2019 · 1997cc Diesel

£1,852/year

91%

+3%

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About the 2020 Volvo V60 Momentum + D3

The 2020 Volvo V60 Momentum + D3 is a premium car. Our records list a 1969cc diesel engine, though engines vary between versions. 269 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It sits in the bottom 18% of 2020 models for MOT pass rate.

With an average of 55,964 miles recorded at its 2024 MOT tests, Volvo V60 Momentum + D3 owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2020 Volvo V60 Momentum + D3 Fuel Costs

The 1969cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 Volvo V60 Momentum + D3?

Total estimated annual running cost is £2,002 (£167/month), broken down as £1,397 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2020 Volvo V60 Momentum + D3

At 6 years old, the Volvo V60 Momentum + D3 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Volvo V60 Momentum + D3 stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Volvo V60 Momentum + D3(2020)	88%	£1,397	£200	Grp 18-32	£2,002
Volkswagen Golf(2018)	92%	£1,397	£200	Grp 18-32	£1,852-£150
Ford Focus(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£178
Volkswagen Polo(2018)	84%	£1,219	£200	Grp 12-25	£1,824-£178
Ford Kuga(2019)	91%	£1,397	£200	Grp 18-32	£1,852-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Volvo V60 Momentum + D3

Is the 2020 Volvo V60 Momentum + D3 reliable?

Good reliability. Occasional issues but generally solid. 88% of MOT tests on 2020 Volvo V60 Momentum + D3s ended in a pass, from 269 tests (DVSA MOT data for tests in 2024, retests included). That's 6 points above the average of 82% across all models in the same data.

How much does a 2020 Volvo V60 Momentum + D3 cost to run?

Our estimate is £2,002 a year (£167 a month): £1,397 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Volvo V60 Momentum + D3?

88% of 269 MOT tests on the 2020 Volvo V60 Momentum + D3 ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 2106th of 2,554 models first registered in 2020 (bottom 18%).

Which year Volvo V60 Momentum + D3 has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Volvo V60 Momentum + D3 has the highest MOT pass rate at 88% and the 2019 the lowest at 82%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Volvo V60 Momentum + D3?

The average mileage recorded at MOT tests on the 2020 Volvo V60 Momentum + D3 is 55,964 miles, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.