VOLVO XC40 INSCRPT PRO B4 MHEV AWD A (2021)
Running costs, reliability data, and common problems from 487 real MOT tests.
Annual Cost
£1,777
£148/month
MOT Pass Rate
96%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 18-32
1969cc Petrol
Great Choice
96% pass rate, £1777/year to run. 14 points above average.
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Annual Running Costs
~36 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 14 points above the national average of 82%. It also outperforms the VOLVO brand average of 87%.
At 5 years old, 96% of VOLVO XC40 INSCRPT PRO B4 MHEV AWD As from 2021 passed their MOT first time in 2026. That's based on 487 tests across the UK. The average mileage at this age is 23,558 miles.
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How Does It Compare?
Mileage Analysis
23,558
Average miles
37,000
Expected for age
The average 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A has 23,558 miles on the clock, which is below the expected 37,000 miles for a 5-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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VOLVO XC40 INSCRPT PRO B4 MHEV AWD A by Year
Similar Cars to Consider
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About the 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A
The 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A is a premium with a 1969cc petrol engine. 487 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 17% of all 2021 cars for reliability.
With an average of 23,558 miles at 5 years old, VOLVO XC40 INSCRPT PRO B4 MHEV AWD A owners tend to use this car less than the typical driver.
2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A Fuel Costs
The 1969cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A?
Total estimated annual running cost is £1,777 (£148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 96% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A
At 5 years old, the VOLVO XC40 INSCRPT PRO B4 MHEV AWD A offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.
Common Issues to Watch For
Based on the 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A's fuel type, age, and engine size, these are the most likely problem areas to check.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 VOLVO XC40 INSCRPT PRO B4 MHEV AWD A stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| VOLVO XC40 INSCRPT PRO B4 MHEV AWD A(2021) | 96% | £1327 | £195 | Grp 18-32 | £1777 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| NISSAN QASHQAI(2020) | 93% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| MINI COOPER(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| HYUNDAI TUCSON(2019) | 90% | £1137 | £190 | Grp 12-25 | £1582-£195 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Volvo Models
Explore other Volvo cars or similar models in the same category.
VOLVO XC40
2020 · 2000cc Petrol
VOLVO V40
2014 · 1984cc Diesel
VOLVO XC60
2016 · 1969cc Petrol
VOLKSWAGEN GOLF
2019 · 1498cc Petrol
NISSAN QASHQAI
2020 · 1598cc Petrol
MINI COOPER
2019 · 1499cc Petrol
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