VOLVO XC60 MOMENTUM T5 AUTO (2019)
Running costs, reliability data, and common problems from 406 real MOT tests.
Annual Cost
£1,777
£148/month
MOT Pass Rate
93%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 18-32
1969cc Petrol
Great Choice
93% pass rate, £1777/year to run. 11 points above average.
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Annual Running Costs
~36 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the VOLVO brand average of 87%.
At 7 years old, 93% of VOLVO XC60 MOMENTUM T5 AUTOs from 2019 passed their MOT first time in 2026. That's based on 406 tests across the UK. The average mileage at this age is 38,940 miles.
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How Does It Compare?
Mileage Analysis
38,940
Average miles
51,800
Expected for age
The average 2019 VOLVO XC60 MOMENTUM T5 AUTO has 38,940 miles on the clock, which is below the expected 51,800 miles for a 7-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2020 model with a 97% MOT pass rate, while the 2019 model has the lowest at 93%. Consider a different year if reliability is a priority.
VOLVO XC60 MOMENTUM T5 AUTO by Year
Similar Cars to Consider
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About the 2019 VOLVO XC60 MOMENTUM T5 AUTO
The 2019 VOLVO XC60 MOMENTUM T5 AUTO is a premium with a 1969cc petrol engine. 406 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. Among all cars from 2019, the average MOT pass rate is 90%, and this model beats that benchmark.
With an average of 38,940 miles at 7 years old, VOLVO XC60 MOMENTUM T5 AUTO owners tend to use this car less than the typical driver.
2019 VOLVO XC60 MOMENTUM T5 AUTO Fuel Costs
The 1969cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2019 VOLVO XC60 MOMENTUM T5 AUTO?
Total estimated annual running cost is £1,777 (£148/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 2019 VOLVO XC60 MOMENTUM T5 AUTO
At 7 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage.
Common Issues to Watch For
Based on the 2019 VOLVO XC60 MOMENTUM T5 AUTO's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 7 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Suspension Wear
Medium riskShock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2019 VOLVO XC60 MOMENTUM T5 AUTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| VOLVO XC60 MOMENTUM T5 AUTO(2019) | 93% | £1327 | £195 | Grp 18-32 | £1777 |
| FORD FOCUS(2017) | 89% | £1137 | £190 | Grp 12-25 | £1732-£45 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| FORD KUGA(2018) | 90% | £1137 | £190 | Grp 12-25 | £1582-£195 |
| MINI COOPER(2018) | 92% | £1137 | £190 | Grp 12-25 | £1582-£195 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Volvo Models
Explore other Volvo cars or similar models in the same category.
VOLVO XC40
2020 · 2000cc Petrol
VOLVO V40
2014 · 1984cc Diesel
VOLVO XC60
2016 · 1969cc Petrol
FORD FOCUS
2017 · 1596cc Petrol
VOLKSWAGEN GOLF
2019 · 1498cc Petrol
FORD KUGA
2018 · 1499cc Petrol
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