CarCostCheck

VOLVO XC90 MOMENTUM B5 AWD AUTO (2020)

Running costs, common problems, and reliability data based on 622 real MOT tests in 2024.

MOT Pass Rate

92%

Total Tests (2024)

622

Avg Mileage

45,493 mi

Est. Annual Cost

£1,482

Is the 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO reliable?

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the VOLVO brand average of 87%.

At 4 years old, 92% of VOLVO XC90 MOMENTUM B5 AWD AUTOs from 2020 passed their MOT first time in 2024. That's based on 622 tests across the UK. The average mileage at this age is 45,493 miles.

How does the 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO compare?

Rank among all 2020 cars1341th out of 2,596(top 52%)
Rank among all VOLVO models205th out of 635(top 32%)
vs national average+10% (82% avg)
vs 2020 cars average+0% (92% avg)
vs VOLVO average+5% (87% avg)

Mileage Analysis

The average 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO has 45,493 miles on the clock, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

How much does a 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO cost to run?

Fuel (Diesel, 1969cc)
£1,037
🏛️Road Tax
£190
🔧MOT Test
£55
🛠️Predicted Repairs
£200
Total per year£1,482
Per month£124/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

VOLVO XC90 MOMENTUM B5 AWD AUTO by Year

YearPass RateTestsAvg Mileage
202092%62245,493 mi
201989%59556,188 mi

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About the 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO

The 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO is a premium with a 1969cc diesel engine. 622 of these vehicles were MOT tested in 2024, making it a less common model in the UK market. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 45,493 miles at 4 years old, VOLVO XC90 MOMENTUM B5 AWD AUTO owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2020 VOLVO XC90 MOMENTUM B5 AWD AUTO Fuel Costs

The 1969cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO?

Total estimated annual running cost is £1,482 124/month), broken down as £1037 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO

At 4 years old, the VOLVO XC90 MOMENTUM B5 AWD AUTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Alternatives to the 2020 VOLVO XC90 MOMENTUM B5 AWD AUTO

The VOLVO XC90 MOMENTUM B5 AWD AUTO is actually the most reliable option among similar diesel premiums from this era. Here are comparable diesel cars with similar engines: