CarCostCheck

YAMAHA BANSHEE (2004)

Running costs, reliability data, and common problems from 32 real MOT tests.

Annual Cost

£1,230

£103/month

MOT Pass Rate

91%

Excellent

Road Tax

£20

Based on CC/year

Insurance

Grp 1-8

349cc Petrol

Great Choice

91% pass rate, £1230/year to run. 9 points above average.

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Petrol349cc22 years old32 tests

Annual Running Costs

Fuel (Petrol, 349cc)

~50 mpg

£955
Road Tax

Based on 349cc

£20
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,230
Per month£103/mo
Per week£24/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

91% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 9 points above the national average of 82%.

At 22 years old, 91% of YAMAHA BANSHEEs from 2004 passed their MOT first time in 2026. That's based on 32 tests across the UK.

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How Does It Compare?

Rank among 2004 cars39th of 491(top 8%)
Rank among YAMAHA models27th of 36(top 75%)
vs national average+9%(82% avg)
vs 2004 cars average+19%(72% avg)
vs YAMAHA average-1%(92% avg)

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YAMAHA BANSHEE by Year

YearPass RateTestsAvg Mileage
200491%32-
2002100%31-

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About the 2004 YAMAHA BANSHEE

The 2004 YAMAHA BANSHEE is a city car with a 349cc petrol engine. 32 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 8% of all 2004 cars for reliability.

2004 YAMAHA BANSHEE Fuel Costs

The modest 349cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 YAMAHA BANSHEE?

Total estimated annual running cost is £1,230 103/month), broken down as £955 fuel, £20 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2004 YAMAHA BANSHEE

At 22 years old, the YAMAHA BANSHEE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 32 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2004 YAMAHA BANSHEE's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 YAMAHA BANSHEE stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
YAMAHA BANSHEE(2004)91%£955£20Grp 1-8£1230
CHEVROLET MATIZ(2006)63%£955£30Grp 1-8£1740+£510
SMART (MCC) CITY COUPE(2003)72%£955£30Grp 1-8£1540+£310
SMART (MCC) FORTWO COUPE(2006)73%£955£30Grp 1-8£1540+£310
SMART ROADSTER 80 AUTO(RHD)(2004)77%£955£30Grp 1-8£1540+£310

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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