CarCostCheck

BMW 120 (2017)

Running costs, reliability data, and common problems from 4,400 real MOT tests.

Annual Cost

£1,927

£161/month

MOT Pass Rate

89%

Good

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1998cc Petrol

Solid Option

89% pass rate, £1927/year to run. 7 points above average.

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Petrol1998cc9 years old4,400 tests61k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,327
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs
£350
Total per year£1,927
Per month£161/mo
Per week£37/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

89% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the national average of 82%.

At 9 years old, 89% of BMW 120s from 2017 passed their MOT first time in 2026. That's based on 4,400 tests across the UK. The average mileage at this age is 60,816 miles.

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How Does It Compare?

Rank among 2017 cars277th of 579(top 48%)
Rank among BMW models789th of 1,564(top 50%)
vs national average+7%(82% avg)
vs 2017 cars average+2%(87% avg)
vs BMW average+1%(88% avg)

Mileage Analysis

60,816

Average miles

vs

66,600

Expected for age

The average 2017 BMW 120 has 60,816 miles on the clock, which is in line with the expected 66,600 miles for a 9-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2021 model with a 95% MOT pass rate, while the 2006 model has the lowest at 76%. The 2017 sits between the two at 89%.

BMW 120 by Year

YearPass RateTestsAvg Mileage
202195%48328,181 mi
202092%1,54434,573 mi
201991%1,40240,327 mi
201888%2,78251,035 mi
201789%4,40060,816 mi
201688%6,28570,978 mi
201587%7,18280,308 mi
201485%6,01694,560 mi
201384%4,84494,843 mi
201281%5,511100,642 mi
201181%7,312105,780 mi
201079%7,884109,003 mi
200980%7,071113,731 mi
200878%8,671117,236 mi
200778%4,860126,038 mi
200676%4,412139,019 mi
200577%4,504139,808 mi
200477%1,437127,612 mi

Similar Cars to Consider

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About the 2017 BMW 120

The 2017 BMW 120 is a premium with a 1998cc petrol engine. 4,400 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2017, the average MOT pass rate is 87%, and this model beats that benchmark.

With an average of 60,816 miles at 9 years old, BMW 120 owners drive about as much as the UK average.

2017 BMW 120 Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2017 BMW 120?

Total estimated annual running cost is £1,927 161/month), broken down as £1327 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 120 Reliability Trend

Newer BMW 120s show better MOT pass rates than older ones, with an average improvement of 10 percentage points.

Buying a Used 2017 BMW 120

At 9 years old, this is a solid used buy if you find one with good service history. Depreciation has levelled off, so you won't lose much more value. Focus on condition over mileage. If you're flexible on year, the 2021 model has the highest pass rate at 95%.

Common Issues to Watch For

Based on the 2017 BMW 120's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 9 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Suspension Wear

Medium risk

Shock absorbers, springs, and anti-roll bar links typically need attention around this age. Listen for clunks over bumps and check for uneven tyre wear.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2017 BMW 120 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 120(2017)89%£1327£195Grp 18-32£1927
FORD FOCUS(2015)85%£1137£135Grp 12-25£1677-£250
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582-£345
FORD KUGA(2018)90%£1137£190Grp 12-25£1582-£345
BMW 3 SERIES(2015)88%£1137£135Grp 12-25£1677-£250

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

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