CarCostCheck

BMW 120 (2016)

Running costs, reliability data, and common problems from 6,285 real MOT tests.

Annual Cost

£1,807

£151/month

MOT Pass Rate

88%

Good

Road Tax

£265

Based on CC/year

Insurance

Grp 12-25

1598cc Petrol

Solid Option

88% pass rate, £1807/year to run. 6 points above average.

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Petrol1598cc10 years old6,285 tests71k miles avg

Annual Running Costs

Fuel (Petrol, 1598cc)

~42 mpg

£1,137
Road Tax

Based on 1598cc

£265
MOT Test
£55
Predicted Repairs
£350
Total per year£1,807
Per month£151/mo
Per week£35/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

88% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 6 points above the national average of 82%.

At 10 years old, 88% of BMW 120s from 2016 passed their MOT first time in 2026. That's based on 6,285 tests across the UK. The average mileage at this age is 70,978 miles.

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How Does It Compare?

Rank among 2016 cars283th of 586(top 48%)
Rank among BMW models892th of 1,564(top 57%)
vs national average+6%(82% avg)
vs 2016 cars average+3%(85% avg)
vs BMW average+0%(88% avg)

Mileage Analysis

70,978

Average miles

vs

74,000

Expected for age

The average 2016 BMW 120 has 70,978 miles on the clock, which is in line with the expected 74,000 miles for a 10-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2021 model with a 95% MOT pass rate, while the 2006 model has the lowest at 76%. The 2016 sits between the two at 88%.

BMW 120 by Year

YearPass RateTestsAvg Mileage
202195%48328,181 mi
202092%1,54434,573 mi
201991%1,40240,327 mi
201888%2,78251,035 mi
201789%4,40060,816 mi
201688%6,28570,978 mi
201587%7,18280,308 mi
201485%6,01694,560 mi
201384%4,84494,843 mi
201281%5,511100,642 mi
201181%7,312105,780 mi
201079%7,884109,003 mi
200980%7,071113,731 mi
200878%8,671117,236 mi
200778%4,860126,038 mi
200676%4,412139,019 mi
200577%4,504139,808 mi
200477%1,437127,612 mi

Similar Cars to Consider

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About the 2016 BMW 120

The 2016 BMW 120 is a premium with a 1598cc petrol engine. 6,285 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2016, the average MOT pass rate is 85%, and this model beats that benchmark.

With an average of 70,978 miles at 10 years old, BMW 120 owners drive about as much as the UK average.

2016 BMW 120 Fuel Costs

The 1598cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2016 BMW 120?

Total estimated annual running cost is £1,807 151/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 120 Reliability Trend

Newer BMW 120s show better MOT pass rates than older ones, with an average improvement of 10 percentage points.

Buying a Used 2016 BMW 120

At 10 years old, the BMW 120 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 95%. With 6,285 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2016 BMW 120's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2016 BMW 120 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 120(2016)88%£1137£265Grp 12-25£1807
VAUXHALL CORSA(2015)78%£1137£30Grp 8-20£1722-£85
FORD FOCUS(2014)80%£1137£135Grp 12-25£1677-£130
NISSAN QASHQAI(2017)86%£955£190Grp 5-15£1550-£257
VOLKSWAGEN POLO(2015)82%£955£30Grp 5-15£1390-£417

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

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