CarCostCheck

BMW 118 (2020)

Running costs, reliability data, and common problems from 38,549 real MOT tests.

Annual Cost

£1,487

£124/month

MOT Pass Rate

93%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 18-32

1995cc Diesel

Great Choice

93% pass rate, £1487/year to run. 11 points above average.

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Diesel1995cc6 years old38,549 tests33k miles avg

Annual Running Costs

Fuel (Diesel, 1995cc)

~48 mpg

£1,037
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,487
Per month£124/mo
Per week£29/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

93% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the BMW brand average of 88%.

At 6 years old, 93% of BMW 118s from 2020 passed their MOT first time in 2026. That's based on 38,549 tests across the UK. The average mileage at this age is 32,639 miles.

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How Does It Compare?

Rank among 2020 cars925th of 2,596(top 36%)
Rank among BMW models322th of 1,564(top 21%)
vs national average+11%(82% avg)
vs 2020 cars average+1%(92% avg)
vs BMW average+5%(88% avg)

Mileage Analysis

32,639

Average miles

vs

44,400

Expected for age

The average 2020 BMW 118 has 32,639 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2022 model with a 97% MOT pass rate, while the 2004 model has the lowest at 70%. The 2020 sits between the two at 93%.

BMW 118 by Year

YearPass RateTestsAvg Mileage
202394%3313,490 mi
202297%1,53520,147 mi
202193%27,18525,932 mi
202093%38,54932,639 mi
201991%19,88538,849 mi
201889%20,17847,347 mi
201789%26,90056,377 mi
201688%25,97464,731 mi
201588%21,08973,906 mi
201485%9,05391,808 mi
201384%11,74891,745 mi
201281%12,666102,109 mi
201180%19,268108,308 mi
201080%21,005113,821 mi
200978%15,547118,268 mi
200878%11,516122,044 mi
200777%6,740124,540 mi
200674%5,578137,684 mi
200574%3,433137,158 mi
200470%581148,682 mi

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About the 2020 BMW 118

The 2020 BMW 118 is a premium with a 1995cc diesel engine. 38,549 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 32,639 miles at 6 years old, BMW 118 owners tend to use this car less than the typical driver.

2020 BMW 118 Fuel Costs

The 1995cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 BMW 118?

Total estimated annual running cost is £1,487 124/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

BMW 118 Reliability Trend

Newer BMW 118s show better MOT pass rates than older ones, with an average improvement of 13 percentage points.

Buying a Used 2020 BMW 118

At 6 years old, the BMW 118 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2022 model has the highest pass rate at 97%. With 38,549 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 BMW 118's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 BMW 118 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 118(2020)93%£1037£195Grp 18-32£1487
VOLKSWAGEN GOLF(2018)92%£1037£190Grp 18-32£1482-£5
FORD FOCUS(2019)89%£905£190Grp 12-25£1500+£13
VOLKSWAGEN POLO(2018)84%£905£190Grp 12-25£1500+£13
FORD KUGA(2019)91%£1037£190Grp 18-32£1482-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

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