FIAT 500L (2020)
Running costs, reliability data, and common problems from 121 real MOT tests.
Annual Cost
£1,737
£145/month
MOT Pass Rate
88%
Good
Road Tax
£195
Flat rate/year
Insurance
Grp 8-20
1368cc Petrol
Solid Option
88% pass rate, £1737/year to run. 6 points above average.
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Annual Running Costs
~42 mpg
Flat rate (post-2017)
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's 6 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.
At 6 years old, 88% of FIAT 500Ls from 2020 passed their MOT first time in 2026. That's based on 121 tests across the UK. The average mileage at this age is 22,275 miles.
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How Does It Compare?
Mileage Analysis
22,275
Average miles
44,400
Expected for age
The average 2020 FIAT 500L has 22,275 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2019 model with a 88% MOT pass rate, while the 2013 model has the lowest at 76%. The 2020 sits between the two at 88%.
FIAT 500L by Year
Similar Cars to Consider
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About the 2020 FIAT 500L
The 2020 FIAT 500L is a small family car with a 1368cc petrol engine. 121 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It sits in the bottom 84% of 2020 cars for MOT pass rates.
With an average of 22,275 miles at 6 years old, FIAT 500L owners tend to use this car less than the typical driver.
2020 FIAT 500L Fuel Costs
The 1368cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2020 FIAT 500L?
Total estimated annual running cost is £1,737 (£145/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 88% pass rate. Keeping on top of servicing will help avoid surprises.
FIAT 500L Reliability Trend
Newer FIAT 500Ls show better MOT pass rates than older ones, with an average improvement of 6 percentage points.
Buying a Used 2020 FIAT 500L
At 6 years old, the FIAT 500L offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2019 model has the highest pass rate at 88%.
Common Issues to Watch For
Based on the 2020 FIAT 500L's fuel type, age, and engine size, these are the most likely problem areas to check.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 FIAT 500L stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT 500L(2020) | 88% | £1137 | £195 | Grp 8-20 | £1737 |
| FORD FIESTA(2018) | 90% | £955 | £190 | Grp 1-8 | £1400-£337 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£155 |
| VAUXHALL CORSA(2018) | 85% | £1137 | £190 | Grp 8-20 | £1732-£5 |
| NISSAN QASHQAI(2018) | 87% | £955 | £190 | Grp 5-15 | £1550-£187 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
FIAT 500
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FIAT 500X
2016 · 1598cc Petrol
FIAT PANDA
2009 · 1248cc Petrol
FORD FIESTA
2018 · 998cc Petrol
VOLKSWAGEN GOLF
2019 · 1498cc Petrol
VAUXHALL CORSA
2018 · 1398cc Petrol
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