CarCostCheck

FIAT 500X (2020)

Running costs, reliability data, and common problems from 2,462 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

92%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 12-25

1598cc Petrol

Great Choice

92% pass rate, £1587/year to run. 10 points above average.

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Petrol1598cc6 years old2,462 tests27k miles avg

Annual Running Costs

Fuel (Petrol, 1598cc)

~42 mpg

£1,137
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,587
Per month£132/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

92% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 10 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.

At 6 years old, 92% of FIAT 500Xs from 2020 passed their MOT first time in 2026. That's based on 2,462 tests across the UK. The average mileage at this age is 27,483 miles.

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How Does It Compare?

Rank among 2020 cars1270th of 2,596(top 49%)
Rank among FIAT models199th of 818(top 24%)
vs national average+10%(82% avg)
vs 2020 cars average+0%(92% avg)
vs FIAT average+9%(83% avg)

Mileage Analysis

27,483

Average miles

vs

44,400

Expected for age

The average 2020 FIAT 500X has 27,483 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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FIAT 500X by Year

YearPass RateTestsAvg Mileage
202191%1,39229,656 mi
202092%2,46227,483 mi
201991%5,09634,895 mi
201887%4,80940,545 mi
201784%8,16950,400 mi
201682%24,53458,675 mi
201580%13,13165,204 mi

Similar Cars to Consider

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About the 2020 FIAT 500X

The 2020 FIAT 500X is a small family car with a 1598cc petrol engine. 2,462 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 27,483 miles at 6 years old, FIAT 500X owners tend to use this car less than the typical driver.

2020 FIAT 500X Fuel Costs

The 1598cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 FIAT 500X?

Total estimated annual running cost is £1,587 132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 92% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FIAT 500X Reliability Trend

Newer FIAT 500Xs show better MOT pass rates than older ones, with an average improvement of 8 percentage points.

Buying a Used 2020 FIAT 500X

At 6 years old, the FIAT 500X offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2020 FIAT 500X's fuel type, age, and engine size, these are the most likely problem areas to check.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 FIAT 500X stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT 500X(2020)92%£1137£195Grp 12-25£1587
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582-£5
VAUXHALL CORSA(2018)85%£1137£190Grp 8-20£1732+£145
NISSAN QASHQAI(2018)87%£955£190Grp 5-15£1550-£37
FORD KUGA(2018)90%£1137£190Grp 12-25£1582-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat 500x.

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