CarCostCheck

FIAT IDEA (2005)

Running costs, reliability data, and common problems from 155 real MOT tests.

Annual Cost

£1,625

£135/month

MOT Pass Rate

70%

Average

Road Tax

£165

Based on CC/year

Insurance

Grp 8-20

1248cc Diesel

Check Carefully

70% pass rate, £1625/year to run. 12 points below average.

Buying this car? Check for finance, write-offs & theft
£4.99

Check a specific FIAT IDEA

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

GB

Free instant check using official DVSA and DVLA data

Diesel1248cc21 years old155 tests78k miles avg

Annual Running Costs

Fuel (Diesel, 1248cc)

~55 mpg

£905
Road Tax

Based on 1248cc

£165
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£1,625
Per month£135/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

🛡️

Get an insurance quote for this FIAT IDEA

Compare quotes and find the best deal

Reliability Verdict

70% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 12 points below the national average of 82%. It falls below the FIAT brand average of 83%.

At 21 years old, 70% of FIAT IDEAs from 2005 passed their MOT first time in 2026. That's based on 155 tests across the UK. The average mileage at this age is 78,400 miles.

Got a FIAT IDEA you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

GB

Free instant check using official DVSA and DVLA data

How Does It Compare?

Rank among 2005 cars369th of 526(top 70%)
Rank among FIAT models706th of 818(top 86%)
vs national average-12%(82% avg)
vs 2005 cars average-2%(72% avg)
vs FIAT average-13%(83% avg)

Mileage Analysis

78,400

Average miles

vs

155,400

Expected for age

The average 2005 FIAT IDEA has 78,400 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Looking at a specific FIAT IDEA?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

GB

Free instant check using official DVSA and DVLA data

Best Year to Buy?

The most reliable year is the 2006 model with a 72% MOT pass rate, while the 2004 model has the lowest at 65%. The 2005 sits between the two at 70%.

FIAT IDEA by Year

YearPass RateTestsAvg Mileage
200768%8787,332 mi
200672%17086,196 mi
200570%15578,400 mi
200465%24578,204 mi

Similar Cars to Consider

Check a Specific Fiat Idea

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

GB

Free instant check using official DVSA and DVLA data

About the 2005 FIAT IDEA

The 2005 FIAT IDEA is a small family car with a 1248cc diesel engine. 155 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 78,400 miles at 21 years old, FIAT IDEA owners tend to use this car less than the typical driver.

2005 FIAT IDEA Fuel Costs

The 1248cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2005 FIAT IDEA?

Total estimated annual running cost is £1,625 135/month), broken down as £905 fuel, £165 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 70% pass rate. Keeping on top of servicing will help avoid surprises.

FIAT IDEA Reliability Trend

The FIAT IDEA has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.

Buying a Used 2005 FIAT IDEA

At 21 years old, the FIAT IDEA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2006 model has the highest pass rate at 72%.

Common Issues to Watch For

Based on the 2005 FIAT IDEA's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2005 FIAT IDEA stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT IDEA(2005)70%£905£165Grp 8-20£1625
FORD FIESTA(2007)72%£905£30Grp 8-20£1490-£135
VAUXHALL ASTRA(2007)71%£1037£135Grp 18-32£1727+£102
VAUXHALL CORSA(2007)72%£905£30Grp 8-20£1490-£135
VOLKSWAGEN POLO(2007)70%£905£30Grp 8-20£1490-£135

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Idea.

Check a specific FIAT IDEA

Enter the reg to see its MOT history, mileage check, and predicted costs.

GB

Free instant check using official DVSA and DVLA data

Premium History Check

Buying a FIAT IDEA? Our premium check covers:

  • Stolen check (PNC)
  • Outstanding finance
  • Write-off history (Cat A/B/N/S)
  • Previous owners count
Just £4.99 per check

Competitors charge £10-£20 for the same data

Share this page

X
GB