FIAT IDEA (2005)
Running costs, reliability data, and common problems from 155 real MOT tests.
Annual Cost
£1,625
£135/month
MOT Pass Rate
70%
Average
Road Tax
£165
Based on CC/year
Insurance
Grp 8-20
1248cc Diesel
Check Carefully
70% pass rate, £1625/year to run. 12 points below average.
Check a specific FIAT IDEA
Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.
Annual Running Costs
~55 mpg
Based on 1248cc
Higher estimate due to low pass rate
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
Get an insurance quote for this FIAT IDEA
Compare quotes and find the best deal
Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 12 points below the national average of 82%. It falls below the FIAT brand average of 83%.
At 21 years old, 70% of FIAT IDEAs from 2005 passed their MOT first time in 2026. That's based on 155 tests across the UK. The average mileage at this age is 78,400 miles.
Got a FIAT IDEA you're looking at?
Enter the reg plate to check its specific MOT history, mileage, and health score.
How Does It Compare?
Mileage Analysis
78,400
Average miles
155,400
Expected for age
The average 2005 FIAT IDEA has 78,400 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.
Looking at a specific FIAT IDEA?
Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.
Best Year to Buy?
The most reliable year is the 2006 model with a 72% MOT pass rate, while the 2004 model has the lowest at 65%. The 2005 sits between the two at 70%.
FIAT IDEA by Year
Similar Cars to Consider
Check a Specific Fiat Idea
Enter a reg plate to get the full MOT history, health score, and mileage verification.
Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.
About the 2005 FIAT IDEA
The 2005 FIAT IDEA is a small family car with a 1248cc diesel engine. 155 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2005, the average MOT pass rate is 72%, and this model falls short of that benchmark.
With an average of 78,400 miles at 21 years old, FIAT IDEA owners tend to use this car less than the typical driver.
2005 FIAT IDEA Fuel Costs
The 1248cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2005 FIAT IDEA?
Total estimated annual running cost is £1,625 (£135/month), broken down as £905 fuel, £165 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 70% pass rate. Keeping on top of servicing will help avoid surprises.
FIAT IDEA Reliability Trend
The FIAT IDEA has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.
Buying a Used 2005 FIAT IDEA
At 21 years old, the FIAT IDEA is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2006 model has the highest pass rate at 72%.
Common Issues to Watch For
Based on the 2005 FIAT IDEA's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2005 FIAT IDEA stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT IDEA(2005) | 70% | £905 | £165 | Grp 8-20 | £1625 |
| FORD FIESTA(2007) | 72% | £905 | £30 | Grp 8-20 | £1490-£135 |
| VAUXHALL ASTRA(2007) | 71% | £1037 | £135 | Grp 18-32 | £1727+£102 |
| VAUXHALL CORSA(2007) | 72% | £905 | £30 | Grp 8-20 | £1490-£135 |
| VOLKSWAGEN POLO(2007) | 70% | £905 | £30 | Grp 8-20 | £1490-£135 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
FIAT 500
2014 · 1248cc Diesel
FIAT 500X
2016 · 1598cc Petrol
FIAT PANDA
2009 · 1248cc Petrol
FORD FIESTA
2007 · 1399cc Diesel
VAUXHALL ASTRA
2007 · 1686cc Diesel
VAUXHALL CORSA
2007 · 1248cc Diesel
Related Guides
In-depth articles relevant to the Fiat Idea.
Cheapest Cars to Insure in the UK: Insurance Groups 1-10
9 min read
ComparisonPetrol vs Diesel in 2026: Which Actually Costs Less to Own?
8 min read
Running CostsCheapest Cars to Run in 2026: Real Data from 19.8 Million MOT Tests
9 min read
Buying GuideFord Fiesta Common Problems (2026): What to Check Before Buying
13 min read
ReliabilityFord Puma Problems: 7 Issues Owners Report (2026)
13 min read
Check a specific FIAT IDEA
Enter the reg to see its MOT history, mileage check, and predicted costs.
Premium History Check
Buying a FIAT IDEA? Our premium check covers:
- Stolen check (PNC)
- Outstanding finance
- Write-off history (Cat A/B/N/S)
- Previous owners count
Competitors charge £10-£20 for the same data