How much does a 2020 FIAT SWIFT EDGE 486 cost to run?

Estimated annual running cost is £1,695 (£141/month), including £1245 fuel, £195 road tax, £55 MOT, and £200 predicted repairs.

What is the MOT pass rate for a 2020 FIAT SWIFT EDGE 486?

The 2020 FIAT SWIFT EDGE 486 has a 95% MOT pass rate based on 110 tests in 2026. This ranks 589 out of 2596 cars from 2020.

Which year FIAT SWIFT EDGE 486 is most reliable?

The 2020 FIAT SWIFT EDGE 486 has the highest MOT pass rate at 95%. The least reliable year is 2021 at 94%.

FIAT SWIFT EDGE 486 (2020)

Q: Is the 2020 FIAT SWIFT EDGE 486 reliable?

Excellent reliability. Very few MOT failures. 95% of FIAT SWIFT EDGE 486s from 2020 passed their MOT first time in 2026, based on 110 tests. That's 13 points above the national average of 82%.

Q: What is the average mileage for a 2020 FIAT SWIFT EDGE 486?

The average mileage for a 2020 FIAT SWIFT EDGE 486 is 14,052 miles, which is significantly below the expected 44,400 miles for a 6-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

Running costs, reliability data, and common problems from 110 real MOT tests.

Annual Cost

£1,695

£141/month

MOT Pass Rate

95%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 25-38

2287cc Diesel

Great Choice

95% pass rate, £1695/year to run. 13 points above average.

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Diesel2287cc6 years old110 tests14k miles avg

Annual Running Costs

Fuel (Diesel, 2287cc)

~40 mpg

£1,245

Road Tax

Flat rate (post-2017)

£195

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,695

Per month£141/mo

Per week£33/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

95% MOT pass rate(Excellent)

0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.

At 6 years old, 95% of FIAT SWIFT EDGE 486s from 2020 passed their MOT first time in 2026. That's based on 110 tests across the UK. The average mileage at this age is 14,052 miles.

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How Does It Compare?

Rank among 2020 cars589th of 2,596(top 23%)

Rank among FIAT models125th of 818(top 15%)

vs national average+13%(82% avg)

vs 2020 cars average+3%(92% avg)

vs FIAT average+12%(83% avg)

Mileage Analysis

14,052

Average miles

44,400

Expected for age

The average 2020 FIAT SWIFT EDGE 486 has 14,052 miles on the clock, which is significantly below the expected 44,400 miles for a 6-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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FIAT SWIFT EDGE 486 by Year

Year	Pass Rate	Tests	Avg Mileage
2021	94%	93	13,650 mi
2020	95%	110	14,052 mi

Similar Cars to Consider

VOLKSWAGEN GOLF

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FORD KUGA

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£1,482/year

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FORD TRANSIT CUSTOM

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£1,632/year

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VOLKSWAGEN TIGUAN

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About the 2020 FIAT SWIFT EDGE 486

The 2020 FIAT SWIFT EDGE 486 is a large car with a 2287cc diesel engine. 110 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 23% of all 2020 cars for reliability.

With an average of 14,052 miles at 6 years old, FIAT SWIFT EDGE 486 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2020 FIAT SWIFT EDGE 486 Fuel Costs

The 2287cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 FIAT SWIFT EDGE 486?

Total estimated annual running cost is £1,695 (£141/month), broken down as £1245 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 FIAT SWIFT EDGE 486

At 6 years old, the FIAT SWIFT EDGE 486 offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

Based on the 2020 FIAT SWIFT EDGE 486's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Medium risk

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 FIAT SWIFT EDGE 486 stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
FIAT SWIFT EDGE 486(2020)	95%	£1245	£195	Grp 25-38	£1695
VOLKSWAGEN GOLF(2018)	92%	£1037	£190	Grp 18-32	£1482-£213
FORD KUGA(2019)	91%	£1037	£190	Grp 18-32	£1482-£213
FORD TRANSIT CUSTOM(2019)	87%	£1037	£190	Grp 18-32	£1632-£63
VOLKSWAGEN TIGUAN(2018)	91%	£1037	£190	Grp 18-32	£1482-£213

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.