FIAT TALENTO (2021)
Running costs, reliability data, and common problems from 538 real MOT tests.
Annual Cost
£1,637
£136/month
MOT Pass Rate
84%
Good
Road Tax
£195
Flat rate/year
Insurance
Grp 18-32
1997cc Diesel
Solid Option
84% pass rate, £1637/year to run. Close to the national average.
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Annual Running Costs
~48 mpg
Flat rate (post-2017)
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 5 years old, 84% of FIAT TALENTOs from 2021 passed their MOT first time in 2026. That's based on 538 tests across the UK. The average mileage at this age is 45,390 miles.
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Mileage Analysis
45,390
Average miles
37,000
Expected for age
The average 2021 FIAT TALENTO has 45,390 miles on the clock, which is above the expected 37,000 miles for a 5-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.
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FIAT TALENTO by Year
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About the 2021 FIAT TALENTO
The 2021 FIAT TALENTO is a family car with a 1997cc diesel engine. 538 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It sits in the bottom 94% of 2021 cars for MOT pass rates.
With an average of 45,390 miles at 5 years old, FIAT TALENTO owners cover more miles than the average driver.
2021 FIAT TALENTO Fuel Costs
The 1997cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,037 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2021 FIAT TALENTO?
Total estimated annual running cost is £1,637 (£136/month), broken down as £1037 fuel, £195 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 84% pass rate. Keeping on top of servicing will help avoid surprises.
FIAT TALENTO Reliability Trend
Newer FIAT TALENTOs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.
Buying a Used 2021 FIAT TALENTO
At 5 years old, the FIAT TALENTO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.
Common Issues to Watch For
Based on the 2021 FIAT TALENTO's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Medium riskDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
AdBlue System
Medium riskPost-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.
EGR Valve
Low riskExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2021 FIAT TALENTO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT TALENTO(2021) | 84% | £1037 | £195 | Grp 18-32 | £1637 |
| FORD FOCUS(2019) | 89% | £905 | £190 | Grp 12-25 | £1500-£137 |
| FORD KUGA(2019) | 91% | £1037 | £190 | Grp 18-32 | £1482-£155 |
| VOLKSWAGEN POLO(2019) | 89% | £905 | £190 | Grp 12-25 | £1500-£137 |
| FORD TRANSIT CUSTOM(2019) | 87% | £1037 | £190 | Grp 18-32 | £1632-£5 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
FIAT 500
2014 · 1248cc Diesel
FIAT 500X
2016 · 1598cc Petrol
FIAT PANDA
2009 · 1248cc Petrol
FORD FOCUS
2019 · 1499cc Diesel
FORD KUGA
2019 · 1997cc Diesel
VOLKSWAGEN POLO
2019 · 1598cc Diesel
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