FIAT TIPO (2020)
Running costs, reliability data, and common problems from 1,639 real MOT tests.
Annual Cost
£1,355
£113/month
MOT Pass Rate
90%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 12-25
1598cc Diesel
Great Choice
90% pass rate, £1355/year to run. 8 points above average.
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Annual Running Costs
~55 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 8 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.
At 6 years old, 90% of FIAT TIPOs from 2020 passed their MOT first time in 2026. That's based on 1,639 tests across the UK. The average mileage at this age is 31,204 miles.
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Mileage Analysis
31,204
Average miles
44,400
Expected for age
The average 2020 FIAT TIPO has 31,204 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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FIAT TIPO by Year
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About the 2020 FIAT TIPO
The 2020 FIAT TIPO is a small family car with a 1598cc diesel engine. 1,639 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.
With an average of 31,204 miles at 6 years old, FIAT TIPO owners tend to use this car less than the typical driver.
2020 FIAT TIPO Fuel Costs
The 1598cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2020 FIAT TIPO?
Total estimated annual running cost is £1,355 (£113/month), broken down as £905 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
FIAT TIPO Reliability Trend
Newer FIAT TIPOs show better MOT pass rates than older ones, with an average improvement of 7 percentage points.
Buying a Used 2020 FIAT TIPO
At 6 years old, the FIAT TIPO offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.
Common Issues to Watch For
Based on the 2020 FIAT TIPO's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Medium riskDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
AdBlue System
Medium riskPost-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 FIAT TIPO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT TIPO(2020) | 90% | £905 | £195 | Grp 12-25 | £1355 |
| VOLKSWAGEN GOLF(2018) | 92% | £1037 | £190 | Grp 18-32 | £1482+£127 |
| FORD FOCUS(2019) | 89% | £905 | £190 | Grp 12-25 | £1500+£145 |
| MERCEDES A(2019) | 91% | £905 | £190 | Grp 12-25 | £1350-£5 |
| MERCEDES A-CLASS(2018) | 89% | £905 | £190 | Grp 12-25 | £1500+£145 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Fiat Models
Explore other Fiat cars or similar models in the same category.
FIAT 500
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FIAT 500X
2016 · 1598cc Petrol
FIAT PANDA
2009 · 1248cc Petrol
VOLKSWAGEN GOLF
2018 · 1968cc Diesel
FORD FOCUS
2019 · 1499cc Diesel
MERCEDES A
2019 · 1461cc Diesel
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