Fiat Tipo (2020)

Estimated running costs and MOT pass rates from 1,639 MOT tests in 2024.

Annual Cost

£1,674

£140/month

MOT Pass Rate

90%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 12-25

1598cc Diesel

Great Choice

90% pass rate, £1,674/year to run. 8 points above average.

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Diesel1598cc6 years old1,639 tests31k miles avg

Annual Running Costs

Fuel (Diesel, 1598cc)

~55 mpg

£1,219

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

Low estimate due to excellent reliability

£200

Total per year£1,674

Per month£140/mo

Per week£32/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

90% MOT pass rate(Excellent)

0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 8 points above the average of 82% across all models in our data. It also outperforms the Fiat brand average of 83%.

90% of MOT tests on Fiat Tipos from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 1,639 tests across the UK, retests included. The average mileage recorded at those tests was 31,204 miles.

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How Does It Compare?

Rank among 2020 models1745th of 2,554(bottom half)

Rank among Fiat models263rd of 788(top half)

vs average of all models+8%(82% avg)

vs 2020 models average-2%(92% avg)

vs Fiat average+7%(83% avg)

Mileage Analysis

31,204

Average miles

29,600

Expected for age

The average 2020 Fiat Tipo had 31,204 miles on the clock at its 2024 MOT, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.

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Fiat Tipo by Year

Year	Pass Rate	Tests	Avg Mileage
2021	88%	529	27,169 mi
2020	90%	1,639	31,204 mi
2019	86%	2,565	40,299 mi
2018	82%	3,379	49,355 mi
2017	80%	10,163	61,600 mi
2016	81%	1,949	61,287 mi
1994	80%	41	93,631 mi
1993	74%	31	90,586 mi

Similar Cars to Consider

Volkswagen Golf

2018 · 1968cc Diesel

£1,852/year

92%

+2%

Ford Focus

2019 · 1499cc Diesel

£1,824/year

89%

-1%

Mercedes A

2019 · 1461cc Diesel

£1,674/year

91%

+1%

Mercedes A-Class

2018 · 1461cc Diesel

£1,824/year

89%

-1%

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About the 2020 Fiat Tipo

The 2020 Fiat Tipo is a small family car. Our records list a 1598cc diesel engine, though engines vary between versions. 1,639 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 31,204 miles recorded at its 2024 MOT tests, Fiat Tipo owners drive about as much as the UK average.

2020 Fiat Tipo Fuel Costs

The 1598cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £1,219 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 Fiat Tipo?

Total estimated annual running cost is £1,674 (£140/month), broken down as £1,219 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 90% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Fiat Tipo Reliability Trend

Newer Fiat Tipos pass their MOT more often than older ones, by 7 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Fiat Tipo

At 6 years old, the Fiat Tipo offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Fiat Tipo stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Fiat Tipo(2020)	90%	£1,219	£200	Grp 12-25	£1,674
Volkswagen Golf(2018)	92%	£1,397	£200	Grp 18-32	£1,852+£178
Ford Focus(2019)	89%	£1,219	£200	Grp 12-25	£1,824+£150
Mercedes A(2019)	91%	£1,219	£200	Grp 12-25	£1,674same
Mercedes A-Class(2018)	89%	£1,219	£200	Grp 12-25	£1,824+£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Fiat Tipo

Is the 2020 Fiat Tipo reliable?

Excellent reliability. Very few MOT failures. 90% of MOT tests on 2020 Fiat Tipos ended in a pass, from 1,639 tests (DVSA MOT data for tests in 2024, retests included). That's 8 points above the average of 82% across all models in the same data.

How much does a 2020 Fiat Tipo cost to run?

Our estimate is £1,674 a year (£140 a month): £1,219 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Fiat Tipo?

90% of 1,639 MOT tests on the 2020 Fiat Tipo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1745th of 2,554 models first registered in 2020 (bottom half).

Which year Fiat Tipo has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Fiat Tipo has the highest MOT pass rate at 90% and the 2017 the lowest at 80%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Fiat Tipo?

The average mileage recorded at MOT tests on the 2020 Fiat Tipo is 31,204 miles, which is in line with the expected 29,600 miles for a 4-year-old car, suggesting normal everyday use.