FIAT UNO (1995)
Running costs, reliability data, and common problems from 44 real MOT tests.
Annual Cost
£1,587
£132/month
MOT Pass Rate
95%
Excellent
Road Tax
£195
Based on CC/year
Insurance
Grp 8-20
1372cc Petrol
Great Choice
95% pass rate, £1587/year to run. 13 points above average.
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Annual Running Costs
~42 mpg
Based on 1372cc
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.
At 31 years old, 95% of FIAT UNOs from 1995 passed their MOT first time in 2026. That's based on 44 tests across the UK. The average mileage at this age is 80,655 miles.
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How Does It Compare?
Mileage Analysis
80,655
Average miles
229,400
Expected for age
The average 1995 FIAT UNO has 80,655 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.
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Best Year to Buy?
The most reliable year is the 1993 model with a 72% MOT pass rate, while the 1990 model has the lowest at 71%. The 1995 sits between the two at 95%.
FIAT UNO by Year
Similar Cars to Consider
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About the 1995 FIAT UNO
The 1995 FIAT UNO is a small family car with a 1372cc petrol engine. 44 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 4% of all 1995 cars for reliability.
With an average of 80,655 miles at 31 years old, FIAT UNO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.
1995 FIAT UNO Fuel Costs
The 1372cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 1995 FIAT UNO?
Total estimated annual running cost is £1,587 (£132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
Buying a Used 1995 FIAT UNO
At 31 years old, the FIAT UNO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1993 model has the highest pass rate at 72%. Note: with only 44 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 1995 FIAT UNO's fuel type, age, and engine size, these are the most likely problem areas to check.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 81k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 1995 FIAT UNO stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| FIAT UNO(1995) | 95% | £1137 | £195 | Grp 8-20 | £1587 |
| MAZDA MX-5(1997) | 76% | £1327 | £135 | Grp 18-32 | £2017+£430 |
| HONDA CIVIC(1997) | 72% | £1327 | £135 | Grp 18-32 | £2017+£430 |
| ROVER MINI(1993) | 74% | £1137 | £30 | Grp 8-20 | £1722+£135 |
| TOYOTA STARLET(1997) | 76% | £1137 | £30 | Grp 8-20 | £1722+£135 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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MAZDA MX-5
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ROVER MINI
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