CarCostCheck

FIAT UNO (1995)

Running costs, reliability data, and common problems from 44 real MOT tests.

Annual Cost

£1,587

£132/month

MOT Pass Rate

95%

Excellent

Road Tax

£195

Based on CC/year

Insurance

Grp 8-20

1372cc Petrol

Great Choice

95% pass rate, £1587/year to run. 13 points above average.

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Petrol1372cc31 years old44 tests81k miles avg

Annual Running Costs

Fuel (Petrol, 1372cc)

~42 mpg

£1,137
Road Tax

Based on 1372cc

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,587
Per month£132/mo
Per week£31/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

95% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 13 points above the national average of 82%. It also outperforms the FIAT brand average of 83%.

At 31 years old, 95% of FIAT UNOs from 1995 passed their MOT first time in 2026. That's based on 44 tests across the UK. The average mileage at this age is 80,655 miles.

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How Does It Compare?

Rank among 1995 cars10th of 228(top 4%)
Rank among FIAT models131th of 818(top 16%)
vs national average+13%(82% avg)
vs 1995 cars average+19%(76% avg)
vs FIAT average+12%(83% avg)

Mileage Analysis

80,655

Average miles

vs

229,400

Expected for age

The average 1995 FIAT UNO has 80,655 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 1993 model with a 72% MOT pass rate, while the 1990 model has the lowest at 71%. The 1995 sits between the two at 95%.

FIAT UNO by Year

YearPass RateTestsAvg Mileage
199595%4480,655 mi
199372%8665,522 mi
199284%3757,736 mi
199071%5580,570 mi

Similar Cars to Consider

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About the 1995 FIAT UNO

The 1995 FIAT UNO is a small family car with a 1372cc petrol engine. 44 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 4% of all 1995 cars for reliability.

With an average of 80,655 miles at 31 years old, FIAT UNO owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 FIAT UNO Fuel Costs

The 1372cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 FIAT UNO?

Total estimated annual running cost is £1,587 132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 95% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 1995 FIAT UNO

At 31 years old, the FIAT UNO is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1993 model has the highest pass rate at 72%. Note: with only 44 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1995 FIAT UNO's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 81k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 FIAT UNO stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FIAT UNO(1995)95%£1137£195Grp 8-20£1587
MAZDA MX-5(1997)76%£1327£135Grp 18-32£2017+£430
HONDA CIVIC(1997)72%£1327£135Grp 18-32£2017+£430
ROVER MINI(1993)74%£1137£30Grp 8-20£1722+£135
TOYOTA STARLET(1997)76%£1137£30Grp 8-20£1722+£135

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Fiat Models

Explore other Fiat cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Fiat Uno.

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