CarCostCheck

FORD FIESTA (2020)

Running costs, reliability data, and common problems from 34,173 real MOT tests.

Annual Cost

£1,405

£117/month

MOT Pass Rate

91%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 1-8

998cc Petrol

Great Choice

91% pass rate, £1405/year to run. 9 points above average.

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Petrol998cc6 years old34,173 tests30k miles avg

Annual Running Costs

Fuel (Petrol, 998cc)

~50 mpg

£955
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,405
Per month£117/mo
Per week£27/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

91% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 9 points above the national average of 82%. It also outperforms the FORD brand average of 85%.

At 6 years old, 91% of FORD FIESTAs from 2020 passed their MOT first time in 2026. That's based on 34,173 tests across the UK. The average mileage at this age is 29,611 miles.

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How Does It Compare?

Rank among 2020 cars1498th of 2,596(top 58%)
Rank among FORD models389th of 1,167(top 33%)
vs national average+9%(82% avg)
vs 2020 cars average-1%(92% avg)
vs FORD average+6%(85% avg)

Mileage Analysis

29,611

Average miles

vs

44,400

Expected for age

The average 2020 FORD FIESTA has 29,611 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2021 model with a 94% MOT pass rate, while the 1998 model has the lowest at 65%. The 2020 sits between the two at 91%.

FORD FIESTA by Year

YearPass RateTestsAvg Mileage
202293%40418,726 mi
202194%6,23422,177 mi
202091%34,17329,611 mi
201991%124,95034,738 mi
201890%157,74642,265 mi
201785%154,61648,995 mi
201681%205,12856,940 mi
201581%225,57563,696 mi
201479%224,53671,010 mi
201377%211,53677,629 mi
201275%185,84783,104 mi
201175%161,77890,389 mi
201073%165,87995,140 mi
200972%180,02996,775 mi
200872%109,44395,143 mi
200772%99,44296,164 mi
200670%81,46397,129 mi
200570%48,42997,715 mi
200471%39,18397,910 mi
200371%29,89896,816 mi
200270%14,11888,471 mi
200168%4,97072,535 mi
200067%2,80971,739 mi
199967%4,85466,066 mi
199865%4,38256,318 mi
199766%1,92657,252 mi
199671%1,06151,823 mi
199574%85953,478 mi
199477%61650,884 mi
199369%56550,329 mi
199276%54553,988 mi
199184%85451,137 mi
199083%47953,299 mi

Similar Cars to Consider

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About the 2020 FORD FIESTA

The 2020 FORD FIESTA is a city car with a 998cc petrol engine. 34,173 of these vehicles were MOT tested in 2026, making it one of the most commonly tested cars on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 29,611 miles at 6 years old, FORD FIESTA owners tend to use this car less than the typical driver.

2020 FORD FIESTA Fuel Costs

The modest 998cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £955 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 FORD FIESTA?

Total estimated annual running cost is £1,405 117/month), broken down as £955 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

FORD FIESTA Reliability Trend

Newer FORD FIESTAs show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2020 FORD FIESTA

At 6 years old, the FORD FIESTA offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2021 model has the highest pass rate at 94%. With 34,173 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2020 FORD FIESTA's fuel type, age, and engine size, these are the most likely problem areas to check.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 FORD FIESTA stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
FORD FIESTA(2020)91%£955£195Grp 1-8£1405
VOLKSWAGEN GOLF(2019)92%£1137£190Grp 12-25£1582+£177
VAUXHALL CORSA(2018)85%£1137£190Grp 8-20£1732+£327
NISSAN QASHQAI(2018)87%£955£190Grp 5-15£1550+£145
AUDI A3(2018)92%£955£190Grp 1-8£1400-£5

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Ford Models

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