CarCostCheck

Ford Maverick (2004)

Estimated running costs and MOT pass rates from 33 MOT tests in 2024.

Annual Cost

£2,958

£247/month

MOT Pass Rate

79%

Average

Road Tax

£445

Estimated/year

Est. Insurance

Grp 30-42

2967cc Petrol

Check Carefully

79% pass rate, £2,958/year to run. Close to the average across all models.

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Petrol2967cc22 years old33 tests94k miles avg

Annual Running Costs

Fuel (Petrol, 2967cc)

~30 mpg

£1,958
Road Tax

Estimated CO2 band

£445
MOT Test
£55
Predicted Repairs
£500
Total per year£2,958
Per month£247/mo
Per week£57/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

79% MOT pass rate(Average)
0%All-model avg: 82%100%

Average reliability. Expect some repairs as it ages. That's close to the average of 82% across all models in our data. It falls below the Ford brand average of 85%.

79% of MOT tests on Ford Mavericks from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 33 tests across the UK, retests included. The average mileage recorded at those tests was 94,357 miles.

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How Does It Compare?

Rank among 2004 models135th of 470(top half)
Rank among Ford models823rd of 1,136(bottom half)
vs average of all models-3%(82% avg)
vs 2004 models average+7%(72% avg)
vs Ford average-6%(85% avg)

Mileage Analysis

94,357

Average miles

vs

148,000

Expected for age

The average 2004 Ford Maverick had 94,357 miles on the clock at its 2024 MOT, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 1997 model has the highest MOT pass rate at 77%, while the 2003 model has the lowest at 68%. The 2004 scores 79%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Ford Maverick by Year

YearPass RateTestsAvg Mileage
200479%3394,357 mi
200368%107104,889 mi
200268%142104,166 mi
200180%6698,255 mi
199881%54118,419 mi
199777%149123,751 mi
199680%40110,986 mi
199573%59119,863 mi
199477%82123,898 mi

Similar Cars to Consider

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About the 2004 Ford Maverick

The 2004 Ford Maverick is a large car. Our records list a 2967cc petrol engine, though engines vary between versions. 33 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. Among all models from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 94,357 miles recorded at its 2024 MOT tests, Ford Maverick owners tend to use this car less than the typical driver.

2004 Ford Maverick Fuel Costs

The 2967cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,958 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2004 Ford Maverick?

Total estimated annual running cost is £2,958 (£247/month), broken down as £1,958 fuel, £445 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 79% pass rate. Keeping on top of servicing will help avoid surprises.

Ford Maverick Reliability Trend

Older Ford Mavericks tend to have better MOT pass rates than newer ones, with an average decline of 9 percentage points across model years.

Buying a Used 2004 Ford Maverick

At 22 years old, the Ford Maverick is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 1997 model has the highest pass rate at 77%. Note: with only 33 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 94k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Ford Maverick stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Ford Maverick(2004)79%£1,958£445Grp 30-42£2,958
Land Rover Freelander(2006)70%£1,958£790Grp 35-50£3,303+£345
Mercedes E(2004)78%£1,958£790Grp 35-50£3,303+£345
Nissan X-Trail(2006)67%£1,958£445Grp 25-38£3,158+£200
Porsche Boxster(2005)86%£1,958£790Grp 35-50£3,153+£195

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Ford Maverick

Is the 2004 Ford Maverick reliable?

Average reliability. Expect some repairs as it ages. 79% of MOT tests on 2004 Ford Mavericks ended in a pass, from 33 tests (DVSA MOT data for tests in 2024, retests included). That's 3 points below the average of 82% across all models in the same data.

How much does a 2004 Ford Maverick cost to run?

Our estimate is £2,958 a year (£247 a month): £1,958 fuel, £445 road tax, £55 MOT and £500 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Ford Maverick?

79% of 33 MOT tests on the 2004 Ford Maverick ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 135th of 470 models first registered in 2004 (top half).

Which year Ford Maverick has the best MOT pass rate?

Of the years with at least 100 tests, the 1997 Ford Maverick has the highest MOT pass rate at 77% and the 2003 the lowest at 68%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2004 Ford Maverick?

The average mileage recorded at MOT tests on the 2004 Ford Maverick is 94,357 miles, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Related Guides

In-depth articles relevant to the Ford Maverick.

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