Ford Mondeo (1995)

Estimated running costs and MOT pass rates from 426 MOT tests in 2024.

Annual Cost

£2,527

£211/month

MOT Pass Rate

69%

Below Avg

Road Tax

£375

Estimated/year

Est. Insurance

Grp 18-32

1753cc Diesel

Proceed With Caution

69% pass rate, £2,527/year to run. 13 points below average.

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Diesel1753cc31 years old426 tests97k miles avg

Annual Running Costs

Fuel (Diesel, 1753cc)

~48 mpg

£1,397

Road Tax

Pre-2001 engine size rate

£375

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,527

Per month£211/mo

Per week£49/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

69% MOT pass rate(Below Avg)

0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the average of 82% across all models in our data. It falls below the Ford brand average of 85%.

69% of MOT tests on Ford Mondeos from 1995 ended in a pass in 2024, when they were about 29 years old. That's based on 426 tests across the UK, retests included. The average mileage recorded at those tests was 96,846 miles.

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How Does It Compare?

Rank among 1995 models171st of 221(bottom 24%)

Rank among Ford models1053rd of 1,136(bottom 8%)

vs average of all models-13%(82% avg)

vs 1995 models average-7%(76% avg)

vs Ford average-16%(85% avg)

Mileage Analysis

96,846

Average miles

214,600

Expected for age

The average 1995 Ford Mondeo had 96,846 miles on the clock at its 2024 MOT, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 90%, while the 2002 model has the lowest at 68%. The 1995 scores 69%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Ford Mondeo by Year

Year	Pass Rate	Tests	Avg Mileage
2022	94%	80	54,644 mi
2021	89%	1,710	39,889 mi
2020	89%	3,652	50,239 mi
2019	90%	7,466	61,857 mi
2018	90%	11,913	73,505 mi
2017	88%	18,073	84,027 mi
2016	87%	26,925	92,893 mi
2015	86%	29,704	100,819 mi
2014	80%	20,850	117,891 mi
2013	78%	22,767	125,216 mi
2012	78%	29,196	125,913 mi
2011	77%	24,537	131,601 mi
2010	75%	29,714	132,388 mi
2009	74%	29,480	135,619 mi
2008	72%	28,655	139,585 mi
2007	71%	22,117	133,332 mi
2006	71%	13,543	124,230 mi
2005	69%	11,436	124,025 mi
2004	69%	7,419	121,520 mi
2003	68%	4,276	116,650 mi
2002	68%	3,281	115,320 mi
2001	69%	2,982	115,470 mi
2000	70%	1,210	105,568 mi
1999	71%	1,232	100,805 mi
1998	72%	794	104,643 mi
1997	71%	552	100,239 mi
1996	73%	574	95,491 mi
1995	69%	426	96,846 mi
1994	76%	255	97,557 mi
1993	83%	217	97,667 mi

Similar Cars to Consider

Mercedes C

1997 · 2155cc Diesel

£2,456/year

81%

+12%

Ford Fiesta

1997 · 1753cc Diesel

£2,527/year

66%

-3%

Peugeot 306

1996 · 1905cc Diesel

£2,327/year

74%

+5%

Peugeot 205

1994 · 1769cc Diesel

£2,327/year

73%

+4%

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About the 1995 Ford Mondeo

The 1995 Ford Mondeo is a family car. Our records list a 1753cc diesel engine, though engines vary between versions. 426 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It sits in the bottom 24% of 1995 models for MOT pass rate.

With an average of 96,846 miles recorded at its 2024 MOT tests, Ford Mondeo owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 Ford Mondeo Fuel Costs

The 1753cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 1995 Ford Mondeo?

Total estimated annual running cost is £2,527 (£211/month), broken down as £1,397 fuel, £375 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Ford Mondeo Reliability Trend

Newer Ford Mondeos pass their MOT more often than older ones, by 10 percentage points on average, which is mostly down to age and wear.

Buying a Used 1995 Ford Mondeo

At 31 years old, the Ford Mondeo is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2018 model has the highest pass rate at 90%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Medium risk

With an average of 97k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 Ford Mondeo stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Ford Mondeo(1995)	69%	£1,397	£375	Grp 18-32	£2,527
Mercedes C(1997)	81%	£1,676	£375	Grp 25-38	£2,456-£71
Ford Fiesta(1997)	66%	£1,397	£375	Grp 18-32	£2,527same
Peugeot 306(1996)	74%	£1,397	£375	Grp 18-32	£2,327-£200
Peugeot 205(1994)	73%	£1,397	£375	Grp 18-32	£2,327-£200

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 1995 Ford Mondeo

Is the 1995 Ford Mondeo reliable?

Below average reliability. Budget extra for maintenance and repairs. 69% of MOT tests on 1995 Ford Mondeos ended in a pass, from 426 tests (DVSA MOT data for tests in 2024, retests included). That's 13 points below the average of 82% across all models in the same data.

How much does a 1995 Ford Mondeo cost to run?

Our estimate is £2,527 a year (£211 a month): £1,397 fuel, £375 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 1995 Ford Mondeo?

69% of 426 MOT tests on the 1995 Ford Mondeo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 171st of 221 models first registered in 1995 (bottom 24%).

Which year Ford Mondeo has the best MOT pass rate?

Of the years with at least 100 tests, the 2018 Ford Mondeo has the highest MOT pass rate at 90% and the 2002 the lowest at 68%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 1995 Ford Mondeo?

The average mileage recorded at MOT tests on the 1995 Ford Mondeo is 96,846 miles, which is significantly below the expected 214,600 miles for a 29-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.