Ford Mondeo (2020)

Estimated running costs and MOT pass rates from 3,652 MOT tests in 2024.

Annual Cost

£2,002

£167/month

MOT Pass Rate

89%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1997cc Diesel

Solid Option

89% pass rate, £2,002/year to run. 7 points above average.

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Diesel1997cc6 years old3,652 tests50k miles avg

Annual Running Costs

Fuel (Diesel, 1997cc)

~48 mpg

£1,397

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

£350

Total per year£2,002

Per month£167/mo

Per week£39/wk

Estimates based on 7,400 miles/year (UK average), diesel at 199.33p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

89% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the average of 82% across all models in our data. It also outperforms the Ford brand average of 85%.

89% of MOT tests on Ford Mondeos from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 3,652 tests across the UK, retests included. The average mileage recorded at those tests was 50,239 miles.

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How Does It Compare?

Rank among 2020 models1904th of 2,554(bottom half)

Rank among Ford models478th of 1,136(top half)

vs average of all models+7%(82% avg)

vs 2020 models average-3%(92% avg)

vs Ford average+4%(85% avg)

Mileage Analysis

50,239

Average miles

29,600

Expected for age

The average 2020 Ford Mondeo had 50,239 miles on the clock at its 2024 MOT, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

Of the years with at least 100 tests, the 2018 model has the highest MOT pass rate at 90%, while the 2002 model has the lowest at 68%. The 2020 scores 89%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Ford Mondeo by Year

Year	Pass Rate	Tests	Avg Mileage
2022	94%	80	54,644 mi
2021	89%	1,710	39,889 mi
2020	89%	3,652	50,239 mi
2019	90%	7,466	61,857 mi
2018	90%	11,913	73,505 mi
2017	88%	18,073	84,027 mi
2016	87%	26,925	92,893 mi
2015	86%	29,704	100,819 mi
2014	80%	20,850	117,891 mi
2013	78%	22,767	125,216 mi
2012	78%	29,196	125,913 mi
2011	77%	24,537	131,601 mi
2010	75%	29,714	132,388 mi
2009	74%	29,480	135,619 mi
2008	72%	28,655	139,585 mi
2007	71%	22,117	133,332 mi
2006	71%	13,543	124,230 mi
2005	69%	11,436	124,025 mi
2004	69%	7,419	121,520 mi
2003	68%	4,276	116,650 mi
2002	68%	3,281	115,320 mi
2001	69%	2,982	115,470 mi
2000	70%	1,210	105,568 mi
1999	71%	1,232	100,805 mi
1998	72%	794	104,643 mi
1997	71%	552	100,239 mi
1996	73%	574	95,491 mi
1995	69%	426	96,846 mi
1994	76%	255	97,557 mi
1993	83%	217	97,667 mi

Similar Cars to Consider

Volkswagen Golf

2018 · 1968cc Diesel

£1,852/year

92%

+3%

Ford Focus

2019 · 1499cc Diesel

£1,824/year

89%

same

Volkswagen Polo

2018 · 1598cc Diesel

£1,824/year

84%

-5%

Ford Kuga

2019 · 1997cc Diesel

£1,852/year

91%

+2%

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About the 2020 Ford Mondeo

The 2020 Ford Mondeo is a family car. Our records list a 1997cc diesel engine, though engines vary between versions. 3,652 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 50,239 miles recorded at its 2024 MOT tests, Ford Mondeo owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2020 Ford Mondeo Fuel Costs

The 1997cc diesel engine offers a reasonable balance between performance and economy. Expect around 48 mpg in mixed driving, which works out to roughly £1,397 per year with diesel at 199.33p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2020 Ford Mondeo?

Total estimated annual running cost is £2,002 (£167/month), broken down as £1,397 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

Ford Mondeo Reliability Trend

Newer Ford Mondeos pass their MOT more often than older ones, by 10 percentage points on average, which is mostly down to age and wear.

Buying a Used 2020 Ford Mondeo

At 6 years old, the Ford Mondeo offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. If you're flexible on year, the 2018 model has the highest pass rate at 90%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Medium risk

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

AdBlue System

Medium risk

Post-2015 diesels use AdBlue for emissions. Sensor failures and tank heater issues are common. Budget £200-£500 for repairs.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Ford Mondeo stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
Ford Mondeo(2020)	89%	£1,397	£200	Grp 18-32	£2,002
Volkswagen Golf(2018)	92%	£1,397	£200	Grp 18-32	£1,852-£150
Ford Focus(2019)	89%	£1,219	£200	Grp 12-25	£1,824-£178
Volkswagen Polo(2018)	84%	£1,219	£200	Grp 12-25	£1,824-£178
Ford Kuga(2019)	91%	£1,397	£200	Grp 18-32	£1,852-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Ford Mondeo

Is the 2020 Ford Mondeo reliable?

Good reliability. Occasional issues but generally solid. 89% of MOT tests on 2020 Ford Mondeos ended in a pass, from 3,652 tests (DVSA MOT data for tests in 2024, retests included). That's 7 points above the average of 82% across all models in the same data.

How much does a 2020 Ford Mondeo cost to run?

Our estimate is £2,002 a year (£167 a month): £1,397 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Ford Mondeo?

89% of 3,652 MOT tests on the 2020 Ford Mondeo ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 1904th of 2,554 models first registered in 2020 (bottom half).

Which year Ford Mondeo has the best MOT pass rate?

Of the years with at least 100 tests, the 2018 Ford Mondeo has the highest MOT pass rate at 90% and the 2002 the lowest at 68%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Ford Mondeo?

The average mileage recorded at MOT tests on the 2020 Ford Mondeo is 50,239 miles, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.