CarCostCheck

HONDA ACCORD (2004)

Running costs, reliability data, and common problems from 4,569 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

72%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1998cc Petrol

Check Carefully

72% pass rate, £2197/year to run. 10 points below average.

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Petrol1998cc22 years old4,569 tests134k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,327
Road Tax

Based on 1998cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

72% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 10 points below the national average of 82%. It falls below the HONDA brand average of 84%.

At 22 years old, 72% of HONDA ACCORDs from 2004 passed their MOT first time in 2026. That's based on 4,569 tests across the UK. The average mileage at this age is 134,145 miles.

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How Does It Compare?

Rank among 2004 cars268th of 491(top 55%)
Rank among HONDA models350th of 422(top 83%)
vs national average-10%(82% avg)
vs 2004 cars average+0%(72% avg)
vs HONDA average-12%(84% avg)

Mileage Analysis

134,145

Average miles

vs

162,800

Expected for age

The average 2004 HONDA ACCORD has 134,145 miles on the clock, which is in line with the expected 162,800 miles for a 22-year-old car, suggesting normal everyday use.

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Best Year to Buy?

The most reliable year is the 2015 model with a 89% MOT pass rate, while the 1993 model has the lowest at 67%. The 2004 sits between the two at 72%.

HONDA ACCORD by Year

YearPass RateTestsAvg Mileage
202291%3322,983 mi
201988%5267,854 mi
201894%3173,072 mi
201794%3586,553 mi
201688%4397,345 mi
201589%27181,606 mi
201485%74987,396 mi
201381%90797,568 mi
201281%2,112113,227 mi
201182%2,295119,584 mi
201081%2,197125,954 mi
200978%5,596129,840 mi
200877%5,176132,715 mi
200774%5,915136,128 mi
200672%5,204138,856 mi
200574%5,384133,682 mi
200472%4,569134,145 mi
200372%2,962129,469 mi
200268%1,035104,275 mi
200169%1,077103,074 mi
200067%1,358103,738 mi
199971%1,533104,025 mi
199872%615103,030 mi
199768%25891,465 mi
199667%178111,129 mi
199582%122116,256 mi
199472%87102,804 mi
199367%73102,106 mi
199280%81107,686 mi
199174%86103,994 mi
199080%6094,120 mi

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About the 2004 HONDA ACCORD

The 2004 HONDA ACCORD is a family car with a 1998cc petrol engine. 4,569 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 134,145 miles at 22 years old, HONDA ACCORD owners drive about as much as the UK average.

2004 HONDA ACCORD Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 HONDA ACCORD?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 72% pass rate. Keeping on top of servicing will help avoid surprises.

HONDA ACCORD Reliability Trend

Newer HONDA ACCORDs show better MOT pass rates than older ones, with an average improvement of 7 percentage points.

Buying a Used 2004 HONDA ACCORD

At 22 years old, the HONDA ACCORD is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2015 model has the highest pass rate at 89%.

Common Issues to Watch For

Based on the 2004 HONDA ACCORD's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 134k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 HONDA ACCORD stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
HONDA ACCORD(2004)72%£1327£315Grp 18-32£2197
FORD FOCUS(2006)73%£1137£135Grp 12-25£1827-£370
MINI MINI(2005)71%£1137£135Grp 12-25£1827-£370
BMW 3 SERIES(2006)80%£1327£135Grp 18-32£1867-£330
RENAULT CLIO(2006)68%£1327£135Grp 18-32£2217+£20

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Honda Models

Explore other Honda cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Honda Accord.

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