CarCostCheck

HONDA STREAM (2004)

Running costs, reliability data, and common problems from 175 real MOT tests.

Annual Cost

£2,197

£183/month

MOT Pass Rate

74%

Average

Road Tax

£315

Based on CC/year

Insurance

Grp 18-32

1990cc Petrol

Check Carefully

74% pass rate, £2197/year to run. 8 points below average.

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Petrol1990cc22 years old175 tests126k miles avg

Annual Running Costs

Fuel (Petrol, 1990cc)

~36 mpg

£1,327
Road Tax

Based on 1990cc

£315
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£500
Total per year£2,197
Per month£183/mo
Per week£42/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

74% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 8 points below the national average of 82%. It falls below the HONDA brand average of 84%.

At 22 years old, 74% of HONDA STREAMs from 2004 passed their MOT first time in 2026. That's based on 175 tests across the UK. The average mileage at this age is 126,091 miles.

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How Does It Compare?

Rank among 2004 cars233th of 491(top 47%)
Rank among HONDA models329th of 422(top 78%)
vs national average-8%(82% avg)
vs 2004 cars average+2%(72% avg)
vs HONDA average-10%(84% avg)

Mileage Analysis

126,091

Average miles

vs

162,800

Expected for age

The average 2004 HONDA STREAM has 126,091 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2013 model with a 93% MOT pass rate, while the 2003 model has the lowest at 64%. The 2004 sits between the two at 74%.

HONDA STREAM by Year

YearPass RateTestsAvg Mileage
201969%39107,071 mi
201783%3099,805 mi
201393%6056,669 mi
201194%3458,544 mi
201083%7078,036 mi
200983%4089,795 mi
200880%59106,670 mi
200768%53106,706 mi
200567%48120,262 mi
200474%175126,091 mi
200364%154122,240 mi
200270%334119,944 mi
200165%256123,260 mi

Similar Cars to Consider

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About the 2004 HONDA STREAM

The 2004 HONDA STREAM is a family car with a 1990cc petrol engine. 175 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 126,091 miles at 22 years old, HONDA STREAM owners tend to use this car less than the typical driver.

2004 HONDA STREAM Fuel Costs

The 1990cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,327 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 HONDA STREAM?

Total estimated annual running cost is £2,197 183/month), broken down as £1327 fuel, £315 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 74% pass rate. Keeping on top of servicing will help avoid surprises.

HONDA STREAM Reliability Trend

Newer HONDA STREAMs show better MOT pass rates than older ones, with an average improvement of 13 percentage points.

Buying a Used 2004 HONDA STREAM

At 22 years old, the HONDA STREAM is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2013 model has the highest pass rate at 93%.

Common Issues to Watch For

Based on the 2004 HONDA STREAM's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 126k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Engine Mounts

Medium risk

Worn engine mounts cause excessive vibration and movement. Replacement costs £150-£400 per mount. Check for vibration at idle with the bonnet open.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 HONDA STREAM stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
HONDA STREAM(2004)74%£1327£315Grp 18-32£2197
FORD FOCUS(2006)73%£1137£135Grp 12-25£1827-£370
MINI MINI(2005)71%£1137£135Grp 12-25£1827-£370
BMW 3 SERIES(2006)80%£1327£135Grp 18-32£1867-£330
RENAULT CLIO(2006)68%£1327£135Grp 18-32£2217+£20

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Honda Models

Explore other Honda cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Honda Stream.

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