CarCostCheck

JAGUAR S-TYPE (2004)

Running costs, common problems, and reliability data based on 3,384 real MOT tests in 2024.

MOT Pass Rate

73%

Total Tests (2024)

3,384

Avg Mileage

97,511 mi

Est. Annual Cost

£2,397

Is the 2004 JAGUAR S-TYPE reliable?

Average reliability. Expect some repairs as it ages. That's 9 points below the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 20 years old, 73% of JAGUAR S-TYPEs from 2004 passed their MOT first time in 2024. That's based on 3,384 tests across the UK. The average mileage at this age is 97,511 miles.

How does the 2004 JAGUAR S-TYPE compare?

Rank among all 2004 cars247th out of 491(top 50%)
Rank among all JAGUAR models287th out of 299(top 96%)
vs national average-9% (82% avg)
vs 2004 cars average+1% (72% avg)
vs JAGUAR average-15% (88% avg)

Mileage Analysis

The average 2004 JAGUAR S-TYPE has 97,511 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Best year to buy a JAGUAR S-TYPE?

The most reliable year is the 2007 model with a 76% MOT pass rate, while the 2001 model has the lowest at 68%. The 2004 sits between the two at 73%.

How much does a 2004 JAGUAR S-TYPE cost to run?

Fuel (Petrol, 2496cc)
£1,592
🏛️Road Tax
£250
🔧MOT Test
£55
🛠️Predicted Repairs

Higher than average due to low pass rate

£500
Total per year£2,397
Per month£200/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

JAGUAR S-TYPE by Year

YearPass RateTestsAvg Mileage
200776%4,04093,056 mi
200675%3,62199,809 mi
200574%3,33496,758 mi
200473%3,38497,511 mi
200374%2,84293,539 mi
200272%2,23692,600 mi
200168%1,44794,458 mi
200069%1,38383,714 mi
199969%1,34785,764 mi

Checking a specific JAGUAR S-TYPE?

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About the 2004 JAGUAR S-TYPE

The 2004 JAGUAR S-TYPE is a premium with a 2496cc petrol engine. 3,384 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model beats that benchmark.

With an average of 97,511 miles at 20 years old, JAGUAR S-TYPE owners tend to use this car less than the typical driver.

2004 JAGUAR S-TYPE Fuel Costs

The 2496cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 JAGUAR S-TYPE?

Total estimated annual running cost is £2,397 200/month), broken down as £1592 fuel, £250 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 73% pass rate. Keeping on top of servicing will help avoid surprises.

JAGUAR S-TYPE Reliability Trend

Newer JAGUAR S-TYPEs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2004 JAGUAR S-TYPE

At 20 years old, the JAGUAR S-TYPE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2007 model has the highest pass rate at 76%.

Alternatives to the 2004 JAGUAR S-TYPE

If reliability is your priority, there's one similar car with a higher MOT pass rate. Here are comparable petrol cars with similar engines: