JAGUAR S-TYPE (2006)
Running costs, reliability data, and common problems from 3,621 real MOT tests.
Annual Cost
£2,195
£183/month
MOT Pass Rate
75%
Average
Road Tax
£395
Based on CC/year
Insurance
Grp 30-42
2720cc Diesel
Check Carefully
75% pass rate, £2195/year to run. 7 points below average.
Check a specific JAGUAR S-TYPE
Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.
Annual Running Costs
~40 mpg
Based on 2720cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
Get an insurance quote for this JAGUAR S-TYPE
Compare quotes and find the best deal
Reliability Verdict
Average reliability. Expect some repairs as it ages. That's 7 points below the national average of 82%. It falls below the JAGUAR brand average of 88%.
At 20 years old, 75% of JAGUAR S-TYPEs from 2006 passed their MOT first time in 2026. That's based on 3,621 tests across the UK. The average mileage at this age is 99,809 miles.
Got a JAGUAR S-TYPE you're looking at?
Enter the reg plate to check its specific MOT history, mileage, and health score.
How Does It Compare?
Mileage Analysis
99,809
Average miles
148,000
Expected for age
The average 2006 JAGUAR S-TYPE has 99,809 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.
Looking at a specific JAGUAR S-TYPE?
Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.
Best Year to Buy?
The most reliable year is the 2007 model with a 76% MOT pass rate, while the 2001 model has the lowest at 68%. The 2006 sits between the two at 75%.
JAGUAR S-TYPE by Year
Similar Cars to Consider
Check a Specific Jaguar S-type
Enter a reg plate to get the full MOT history, health score, and mileage verification.
Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.
About the 2006 JAGUAR S-TYPE
The 2006 JAGUAR S-TYPE is a premium performance with a 2720cc diesel engine. 3,621 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2006, the average MOT pass rate is 73%, and this model beats that benchmark.
With an average of 99,809 miles at 20 years old, JAGUAR S-TYPE owners tend to use this car less than the typical driver.
2006 JAGUAR S-TYPE Fuel Costs
The 2720cc diesel engine is on the larger side, so fuel won't be this car's strong point. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.
What does it cost to own a 2006 JAGUAR S-TYPE?
Total estimated annual running cost is £2,195 (£183/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 75% pass rate. Keeping on top of servicing will help avoid surprises.
JAGUAR S-TYPE Reliability Trend
Newer JAGUAR S-TYPEs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.
Buying a Used 2006 JAGUAR S-TYPE
At 20 years old, the JAGUAR S-TYPE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2007 model has the highest pass rate at 76%.
Common Issues to Watch For
Based on the 2006 JAGUAR S-TYPE's fuel type, age, and engine size, these are the most likely problem areas to check.
DPF (Diesel Particulate Filter)
Watch outShort journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.
Turbo Wear
Watch outDiesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.
EGR Valve
Watch outExhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.
Dual Mass Flywheel
Watch outLarger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 100k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2006 JAGUAR S-TYPE stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| JAGUAR S-TYPE(2006) | 75% | £1245 | £395 | Grp 30-42 | £2195 |
| BMW 3 SERIES(2008) | 80% | £1245 | £250 | Grp 30-42 | £1900-£295 |
| VOLKSWAGEN TRANSPORTER(2007) | 75% | £1245 | £250 | Grp 25-38 | £2050-£145 |
| FORD TRANSIT(2008) | 69% | £1245 | £250 | Grp 25-38 | £2250+£55 |
| LAND ROVER DISCOVERY(2006) | 78% | £1245 | £250 | Grp 25-38 | £2050-£145 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Jaguar Models
Explore other Jaguar cars or similar models in the same category.
JAGUAR F-PACE
2017 · 1997cc Petrol
JAGUAR XF
2014 · 2993cc Diesel
JAGUAR XE
2016 · 1999cc Petrol
BMW 3 SERIES
2008 · 2926cc Diesel
VOLKSWAGEN TRANSPORTER
2007 · 2370cc Diesel
FORD TRANSIT
2008 · 2402cc Diesel
Related Guides
In-depth articles relevant to the Jaguar S-type.
Petrol vs Diesel in 2026: Which Actually Costs Less to Own?
8 min read
Buying GuideCars That Lose Value Fastest: Models to Avoid for Depreciation
8 min read
Running CostsCheapest Cars to Run in 2026: Real Data from 19.8 Million MOT Tests
9 min read
Buying GuideFord Fiesta Common Problems (2026): What to Check Before Buying
13 min read
ReliabilityFord Puma Problems: 7 Issues Owners Report (2026)
13 min read
Check a specific JAGUAR S-TYPE
Enter the reg to see its MOT history, mileage check, and predicted costs.
Premium History Check
Buying a JAGUAR S-TYPE? Our premium check covers:
- Stolen check (PNC)
- Outstanding finance
- Write-off history (Cat A/B/N/S)
- Previous owners count
Competitors charge £10-£20 for the same data