How much does a 2004 JAGUAR X-TYPE cost to run?

Estimated annual running cost is £2,395 (£200/month), including £1245 fuel, £395 road tax, £55 MOT, and £700 predicted repairs.

What is the MOT pass rate for a 2004 JAGUAR X-TYPE?

The 2004 JAGUAR X-TYPE has a 69% MOT pass rate based on 5,053 tests in 2026. This ranks 347 out of 491 cars from 2004.

Which year JAGUAR X-TYPE is most reliable?

The 2010 JAGUAR X-TYPE has the highest MOT pass rate at 76%. The least reliable year is 2002 at 68%.

JAGUAR X-TYPE (2004)

Q: What is the average mileage for a 2004 JAGUAR X-TYPE?

The average mileage for a 2004 JAGUAR X-TYPE is 100,885 miles, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Running costs, reliability data, and common problems from 5,053 real MOT tests.

Annual Cost

£2,395

£200/month

MOT Pass Rate

69%

Below Avg

Road Tax

£395

Based on CC/year

Insurance

Grp 25-38

2495cc Diesel

Proceed With Caution

69% pass rate, £2395/year to run. 13 points below average.

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Diesel2495cc22 years old5,053 tests101k miles avg

Annual Running Costs

Fuel (Diesel, 2495cc)

~40 mpg

£1,245

Road Tax

Based on 2495cc

£395

MOT Test

£55

Predicted Repairs

Higher estimate due to low pass rate

£700

Total per year£2,395

Per month£200/mo

Per week£46/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

69% MOT pass rate(Below Avg)

0%National avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 22 years old, 69% of JAGUAR X-TYPEs from 2004 passed their MOT first time in 2026. That's based on 5,053 tests across the UK. The average mileage at this age is 100,885 miles.

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How Does It Compare?

Rank among 2004 cars347th of 491(top 71%)

Rank among JAGUAR models294th of 299(top 98%)

vs national average-13%(82% avg)

vs 2004 cars average-3%(72% avg)

vs JAGUAR average-19%(88% avg)

Mileage Analysis

100,885

Average miles

162,800

Expected for age

The average 2004 JAGUAR X-TYPE has 100,885 miles on the clock, which is below the expected 162,800 miles for a 22-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

The most reliable year is the 2010 model with a 76% MOT pass rate, while the 2002 model has the lowest at 68%. The 2004 sits between the two at 69%.

JAGUAR X-TYPE by Year

Year	Pass Rate	Tests	Avg Mileage
2010	76%	331	103,266 mi
2009	74%	8,655	106,573 mi
2008	73%	9,357	113,427 mi
2007	71%	7,086	115,269 mi
2006	70%	6,542	111,721 mi
2005	69%	5,618	110,727 mi
2004	69%	5,053	100,885 mi
2003	71%	4,250	90,584 mi
2002	68%	2,726	87,527 mi
2001	70%	1,180	87,485 mi

Similar Cars to Consider

HONDA CIVIC

2006 · 2204cc Diesel

£2,050/year

71%

+2%

BMW 3 SERIES

2005 · 2926cc Diesel

£2,050/year

78%

+9%

VOLKSWAGEN TRANSPORTER

2006 · 2461cc Diesel

£2,050/year

73%

+4%

LAND ROVER DISCOVERY

2006 · 2495cc Diesel

£2,050/year

78%

+9%

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About the 2004 JAGUAR X-TYPE

The 2004 JAGUAR X-TYPE is a premium with a 2495cc diesel engine. 5,053 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 100,885 miles at 22 years old, JAGUAR X-TYPE owners tend to use this car less than the typical driver.

2004 JAGUAR X-TYPE Fuel Costs

The 2495cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2004 JAGUAR X-TYPE?

Total estimated annual running cost is £2,395 (£200/month), broken down as £1245 fuel, £395 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

JAGUAR X-TYPE Reliability Trend

Newer JAGUAR X-TYPEs show better MOT pass rates than older ones, with an average improvement of 3 percentage points.

Buying a Used 2004 JAGUAR X-TYPE

At 22 years old, the JAGUAR X-TYPE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2010 model has the highest pass rate at 76%. With 5,053 MOT tests in our data, there's strong statistical confidence in these figures.

Common Issues to Watch For

Based on the 2004 JAGUAR X-TYPE's fuel type, age, and engine size, these are the most likely problem areas to check.

DPF (Diesel Particulate Filter)

Watch out

Short journeys clog the DPF. Replacement costs £1,000-£2,500. Check the DPF warning light and ask about driving patterns.

Turbo Wear

Watch out

Diesel turbos work harder and wear faster. Listen for whining noises and check for oil leaks around the turbo housing.

EGR Valve

Watch out

Exhaust Gas Recirculation valves clog with carbon deposits, causing rough running and poor economy. Cleaning costs £150-£300, replacement £300-£600.

Dual Mass Flywheel

Watch out

Larger diesel engines put extra strain on the dual mass flywheel. Listen for rattling at idle. Replacement with clutch is £800-£1,500.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 101k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 JAGUAR X-TYPE stacks up against similar cars for annual running costs, insurance, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Insurance	Total/yr
JAGUAR X-TYPE(2004)	69%	£1245	£395	Grp 25-38	£2395
HONDA CIVIC(2006)	71%	£1245	£250	Grp 25-38	£2050-£345
BMW 3 SERIES(2005)	78%	£1245	£250	Grp 30-42	£2050-£345
VOLKSWAGEN TRANSPORTER(2006)	73%	£1245	£250	Grp 25-38	£2050-£345
LAND ROVER DISCOVERY(2006)	78%	£1245	£250	Grp 25-38	£2050-£345

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.