CarCostCheck

JAGUAR X-TYPE (2004)

Running costs, common problems, and reliability data based on 5,053 real MOT tests in 2024.

MOT Pass Rate

69%

Total Tests (2024)

5,053

Avg Mileage

100,885 mi

Est. Annual Cost

£2,250

Is the 2004 JAGUAR X-TYPE reliable?

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 20 years old, 69% of JAGUAR X-TYPEs from 2004 passed their MOT first time in 2024. That's based on 5,053 tests across the UK. The average mileage at this age is 100,885 miles.

How does the 2004 JAGUAR X-TYPE compare?

Rank among all 2004 cars347th out of 491(top 71%)
Rank among all JAGUAR models294th out of 299(top 98%)
vs national average-13% (82% avg)
vs 2004 cars average-3% (72% avg)
vs JAGUAR average-19% (88% avg)

Mileage Analysis

The average 2004 JAGUAR X-TYPE has 100,885 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Best year to buy a JAGUAR X-TYPE?

The most reliable year is the 2010 model with a 76% MOT pass rate, while the 2002 model has the lowest at 68%. The 2004 sits between the two at 69%.

How much does a 2004 JAGUAR X-TYPE cost to run?

Fuel (Diesel, 2495cc)
£1,245
🏛️Road Tax
£250
🔧MOT Test
£55
🛠️Predicted Repairs

Higher than average due to low pass rate

£700
Total per year£2,250
Per month£188/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

JAGUAR X-TYPE by Year

YearPass RateTestsAvg Mileage
201076%331103,266 mi
200974%8,655106,573 mi
200873%9,357113,427 mi
200771%7,086115,269 mi
200670%6,542111,721 mi
200569%5,618110,727 mi
200469%5,053100,885 mi
200371%4,25090,584 mi
200268%2,72687,527 mi
200170%1,18087,485 mi

Checking a specific JAGUAR X-TYPE?

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About the 2004 JAGUAR X-TYPE

The 2004 JAGUAR X-TYPE is a premium with a 2495cc diesel engine. 5,053 of these vehicles were MOT tested in 2024, making it a reasonably common sight on UK roads. Among all cars from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 100,885 miles at 20 years old, JAGUAR X-TYPE owners tend to use this car less than the typical driver.

2004 JAGUAR X-TYPE Fuel Costs

The 2495cc diesel engine offers a reasonable balance between performance and economy. Expect around 40 mpg in mixed driving, which works out to roughly £1,245 per year at current diesel prices of 148p per litre (based on 7,400 miles per year). Diesel cars of this age should have their DPF (diesel particulate filter) checked, as replacements can be costly.

What does it cost to own a 2004 JAGUAR X-TYPE?

Total estimated annual running cost is £2,250 188/month), broken down as £1245 fuel, £250 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

JAGUAR X-TYPE Reliability Trend

Newer JAGUAR X-TYPEs show better MOT pass rates than older ones, with an average improvement of 3 percentage points.

Buying a Used 2004 JAGUAR X-TYPE

At 20 years old, the JAGUAR X-TYPE is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2010 model has the highest pass rate at 76%. With 5,053 MOT tests in our data, there's strong statistical confidence in these figures.

Alternatives to the 2004 JAGUAR X-TYPE

If reliability is your priority, there are 4 similar cars with a higher MOT pass rate. Here are comparable diesel cars with similar engines: