CarCostCheck

JAGUAR XKR (2004)

Running costs, reliability data, and common problems from 725 real MOT tests.

Annual Cost

£2,757

£230/month

MOT Pass Rate

80%

Good

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

4196cc Petrol

Solid Option

80% pass rate, £2757/year to run. Close to the national average.

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Petrol4196cc22 years old725 tests77k miles avg

Annual Running Costs

Fuel (Petrol, 4196cc)

~30 mpg

£1,592
Road Tax

Based on 4196cc

£760
MOT Test
£55
Predicted Repairs
£350
Total per year£2,757
Per month£230/mo
Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

80% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the JAGUAR brand average of 88%.

At 22 years old, 80% of JAGUAR XKRs from 2004 passed their MOT first time in 2026. That's based on 725 tests across the UK. The average mileage at this age is 77,209 miles.

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How Does It Compare?

Rank among 2004 cars120th of 491(top 24%)
Rank among JAGUAR models247th of 299(top 83%)
vs national average-2%(82% avg)
vs 2004 cars average+8%(72% avg)
vs JAGUAR average-8%(88% avg)

Mileage Analysis

77,209

Average miles

vs

162,800

Expected for age

The average 2004 JAGUAR XKR has 77,209 miles on the clock, which is significantly below the expected 162,800 miles for a 22-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2013 model with a 96% MOT pass rate, while the 2002 model has the lowest at 78%. The 2004 sits between the two at 80%.

JAGUAR XKR by Year

YearPass RateTestsAvg Mileage
201396%5349,483 mi
201291%79454,876 mi
201190%1,48156,107 mi
201087%1,81464,541 mi
200985%1,37064,929 mi
200886%1,57668,918 mi
200784%2,77275,451 mi
200681%74876,800 mi
200583%66073,570 mi
200480%72577,209 mi
200384%80078,534 mi
200278%91284,236 mi
200179%1,12383,837 mi
200083%96786,318 mi
199982%1,31983,341 mi
199881%85386,546 mi

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About the 2004 JAGUAR XKR

The 2004 JAGUAR XKR is a premium performance with a 4196cc petrol engine. 725 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 24% of all 2004 cars for reliability.

With an average of 77,209 miles at 22 years old, JAGUAR XKR owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2004 JAGUAR XKR Fuel Costs

The 4196cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2004 JAGUAR XKR?

Total estimated annual running cost is £2,757 230/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 80% pass rate. Keeping on top of servicing will help avoid surprises.

JAGUAR XKR Reliability Trend

Newer JAGUAR XKRs show better MOT pass rates than older ones, with an average improvement of 6 percentage points.

Buying a Used 2004 JAGUAR XKR

At 22 years old, the JAGUAR XKR is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2013 model has the highest pass rate at 96%.

Common Issues to Watch For

Based on the 2004 JAGUAR XKR's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 22 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 JAGUAR XKR stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
JAGUAR XKR(2004)80%£1592£760Grp 35-50£2757
LAND ROVER RANGE ROVER(2006)80%£1592£250Grp 35-50£2247-£510
LAND ROVER RANGE ROVER SPORT(2005)82%£1592£250Grp 35-50£2247-£510
PORSCHE 911(2006)90%£1592£250Grp 35-50£2097-£660
VOLVO XC90(2006)73%£1592£250Grp 35-50£2397-£360

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Jaguar Models

Explore other Jaguar cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Jaguar Xkr.

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