CarCostCheck

Kia Ceed 3 PHEV S-A (2020)

Estimated running costs and MOT pass rates from 332 MOT tests in 2024.

Annual Cost

£2,003

£167/month

MOT Pass Rate

83%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 12-25

1580cc Hybrid

Solid Option

83% pass rate, £2,003/year to run. Close to the average across all models.

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Hybrid1580cc6 years old332 tests50k miles avg

Annual Running Costs

Fuel (Hybrid, 1580cc)

~42 mpg (petrol-engine estimate; hybrids usually use less)

£1,398
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs
£350
Total per year£2,003
Per month£167/mo
Per week£39/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

83% MOT pass rate(Good)
0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the average of 82% across all models in our data.

83% of MOT tests on Kia Ceed 3 PHEV S-As from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 332 tests across the UK, retests included. The average mileage recorded at those tests was 49,600 miles.

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How Does It Compare?

Rank among 2020 models2420th of 2,554(bottom 6%)
Rank among Kia models340th of 471(bottom half)
vs average of all models+1%(82% avg)
vs 2020 models average-9%(92% avg)
vs Kia average-3%(86% avg)

Mileage Analysis

49,600

Average miles

vs

29,600

Expected for age

The average 2020 Kia Ceed 3 PHEV S-A had 49,600 miles on the clock at its 2024 MOT, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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Best Year to Buy?

Of the years with at least 100 tests, the 2021 model has the highest MOT pass rate at 90%, while the 2020 model has the lowest at 83%. Consider a different year if reliability is a priority. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Kia Ceed 3 PHEV S-A by Year

YearPass RateTestsAvg Mileage
202190%21744,948 mi
202083%33249,600 mi

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About the 2020 Kia Ceed 3 PHEV S-A

The 2020 Kia Ceed 3 PHEV S-A is a small family car. Our records list a 1580cc hybrid engine, though engines vary between versions. 332 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It sits in the bottom 6% of 2020 models for MOT pass rate.

With an average of 49,600 miles recorded at its 2024 MOT tests, Kia Ceed 3 PHEV S-A owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2020 Kia Ceed 3 PHEV S-A Fuel Costs

The 1580cc hybrid engine offers a reasonable balance between performance and economy. Our estimate uses around 42 mpg, the figure for a petrol engine of this size, which works out to roughly £1,398 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year). As a hybrid it should use less than that, and real-world fuel costs depend a lot on how much electric-only driving you do.

What does it cost to own a 2020 Kia Ceed 3 PHEV S-A?

Total estimated annual running cost is £2,003 (£167/month), broken down as £1,398 fuel, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 83% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2020 Kia Ceed 3 PHEV S-A

At 6 years old, the Kia Ceed 3 PHEV S-A offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Hybrid Battery Health

Medium risk

After 6 years, hybrid battery capacity may have reduced. A full replacement costs £2,000-£4,000, though reconditioning is cheaper at £500-£1,500.

Inverter and Power Electronics

Low risk

The inverter converts DC to AC for the electric motor. Failures are expensive (£1,500+) but relatively rare. Listen for unusual buzzing sounds.

Regenerative Braking

Medium risk

Brake discs can corrode from reduced use (the electric motor handles most braking). Surface rust is normal but deep pitting needs attention.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Kia Ceed 3 PHEV S-A stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Kia Ceed 3 PHEV S-A(2020)83%£1,398£200Grp 12-25£2,003
Mercedes C(2018)90%£1,631£200Grp 18-32£2,086+£83
Toyota Yaris(2018)91%£1,398£200Grp 8-20£1,853-£150
MINI Cooper S(2019)92%£1,398£200Grp 12-25£1,853-£150
Land Rover Range Rover Sport(2019)94%£1,631£200Grp 18-32£2,086+£83

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Kia Ceed 3 PHEV S-A

Is the 2020 Kia Ceed 3 PHEV S-A reliable?

Good reliability. Occasional issues but generally solid. 83% of MOT tests on 2020 Kia Ceed 3 PHEV S-As ended in a pass, from 332 tests (DVSA MOT data for tests in 2024, retests included). That's 1 point above the average of 82% across all models in the same data.

How much does a 2020 Kia Ceed 3 PHEV S-A cost to run?

Our estimate is £2,003 a year (£167 a month): £1,398 fuel, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Kia Ceed 3 PHEV S-A?

83% of 332 MOT tests on the 2020 Kia Ceed 3 PHEV S-A ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 2420th of 2,554 models first registered in 2020 (bottom 6%).

Which year Kia Ceed 3 PHEV S-A has the best MOT pass rate?

Of the years with at least 100 tests, the 2021 Kia Ceed 3 PHEV S-A has the highest MOT pass rate at 90% and the 2020 the lowest at 83%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Kia Ceed 3 PHEV S-A?

The average mileage recorded at MOT tests on the 2020 Kia Ceed 3 PHEV S-A is 49,600 miles, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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