CarCostCheck

KIA OPTIMA (2020)

Running costs, common problems, and reliability data based on 241 real MOT tests in 2024.

MOT Pass Rate

91%

Total Tests (2024)

241

Avg Mileage

57,554 mi

Est. Annual Cost

£1,350

Is the 2020 KIA OPTIMA reliable?

Excellent reliability. Very few MOT failures. That's 9 points above the national average of 82%. It also outperforms the KIA brand average of 86%.

At 4 years old, 91% of KIA OPTIMAs from 2020 passed their MOT first time in 2024. That's based on 241 tests across the UK. The average mileage at this age is 57,554 miles.

How does the 2020 KIA OPTIMA compare?

Rank among all 2020 cars1645th out of 2,596(top 63%)
Rank among all KIA models207th out of 472(top 44%)
vs national average+9% (82% avg)
vs 2020 cars average-1% (92% avg)
vs KIA average+5% (86% avg)

Mileage Analysis

The average 2020 KIA OPTIMA has 57,554 miles on the clock, which is well above the expected 29,600 miles for a 4-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

How much does a 2020 KIA OPTIMA cost to run?

Fuel (Diesel, 1598cc)
£905
🏛️Road Tax
£190
🔧MOT Test
£55
🛠️Predicted Repairs
£200
Total per year£1,350
Per month£113/mo

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT pass rate data. Insurance not included.

KIA OPTIMA by Year

YearPass RateTestsAvg Mileage
202091%24157,554 mi
201989%3,11160,554 mi
201888%4,82770,738 mi
201787%5,85379,204 mi
201687%2,18778,458 mi
201584%1,25881,466 mi
201478%1,17891,247 mi
201380%61899,105 mi
201274%1,452100,410 mi
201176%51105,766 mi

Checking a specific KIA OPTIMA?

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About the 2020 KIA OPTIMA

The 2020 KIA OPTIMA is a small family car with a 1598cc diesel engine. 241 of these vehicles were MOT tested in 2024, making it a less common model in the UK market. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 57,554 miles at 4 years old, KIA OPTIMA owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

2020 KIA OPTIMA Fuel Costs

The 1598cc diesel engine offers a reasonable balance between performance and economy. Expect around 55 mpg in mixed driving, which works out to roughly £905 per year at current diesel prices of 148p per litre (based on 7,400 miles per year).

What does it cost to own a 2020 KIA OPTIMA?

Total estimated annual running cost is £1,350 113/month), broken down as £905 fuel, £190 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

KIA OPTIMA Reliability Trend

Newer KIA OPTIMAs show better MOT pass rates than older ones, with an average improvement of 10 percentage points.

Buying a Used 2020 KIA OPTIMA

At 4 years old, the KIA OPTIMA offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Alternatives to the 2020 KIA OPTIMA

If reliability is your priority, there's one similar car with a higher MOT pass rate. Here are comparable diesel cars with similar engines: