CarCostCheck

Kia Picanto (2004)

Estimated running costs and MOT pass rates from 3,217 MOT tests in 2024.

Annual Cost

£1,950

£163/month

MOT Pass Rate

69%

Below Avg

Road Tax

£20

Estimated/year

Est. Insurance

Grp 1-8

999cc Petrol

Proceed With Caution

69% pass rate, £1,950/year to run. 13 points below average.

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Petrol999cc22 years old3,217 tests78k miles avg

Annual Running Costs

Fuel (Petrol, 999cc)

~50 mpg

£1,175
Road Tax

Estimated CO2 band

£20
MOT Test
£55
Predicted Repairs

Higher estimate due to low pass rate

£700
Total per year£1,950
Per month£163/mo
Per week£38/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included.

Reliability Verdict

69% MOT pass rate(Below Avg)
0%All-model avg: 82%100%

Below average reliability. Budget extra for maintenance and repairs. That's 13 points below the average of 82% across all models in our data. It falls below the Kia brand average of 86%.

69% of MOT tests on Kia Picantos from 2004 ended in a pass in 2024, when they were about 20 years old. That's based on 3,217 tests across the UK, retests included. The average mileage recorded at those tests was 77,908 miles.

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How Does It Compare?

Rank among 2004 models332nd of 470(bottom half)
Rank among Kia models425th of 471(bottom 10%)
vs average of all models-13%(82% avg)
vs 2004 models average-3%(72% avg)
vs Kia average-17%(86% avg)

Mileage Analysis

77,908

Average miles

vs

148,000

Expected for age

The average 2004 Kia Picanto had 77,908 miles on the clock at its 2024 MOT, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Best Year to Buy?

Of the years with at least 100 tests, the 2021 model has the highest MOT pass rate at 93%, while the 2005 model has the lowest at 66%. The 2004 scores 69%. Newer cars usually pass more often simply because they are younger, so compare years of a similar age.

Kia Picanto by Year

YearPass RateTestsAvg Mileage
202294%58118,487 mi
202193%16,05617,202 mi
202092%14,78220,924 mi
201990%25,92725,468 mi
201890%26,08031,324 mi
201787%21,49036,325 mi
201684%20,56140,782 mi
201582%22,30546,768 mi
201481%24,34352,546 mi
201377%21,89358,821 mi
201275%23,45964,866 mi
201173%18,88666,885 mi
201072%23,57867,207 mi
200971%23,14867,485 mi
200869%6,04674,547 mi
200768%5,06172,737 mi
200666%7,60573,767 mi
200566%6,56276,655 mi
200469%3,21777,908 mi

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About the 2004 Kia Picanto

The 2004 Kia Picanto is a city car. Our records list a 999cc petrol engine, though engines vary between versions. 3,217 MOT tests were recorded on this model in 2024, making it a reasonably common sight on UK roads. Among all models from 2004, the average MOT pass rate is 72%, and this model falls short of that benchmark.

With an average of 77,908 miles recorded at its 2024 MOT tests, Kia Picanto owners tend to use this car less than the typical driver.

2004 Kia Picanto Fuel Costs

The modest 999cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,175 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2004 Kia Picanto?

Total estimated annual running cost is £1,950 (£163/month), broken down as £1,175 fuel, £20 road tax, £55 MOT, and £700 predicted repairs. The higher repair estimate reflects the 69% MOT pass rate. Cars in this bracket tend to need work on suspension, brakes, and emissions components.

Kia Picanto Reliability Trend

Newer Kia Picantos pass their MOT more often than older ones, by 16 percentage points on average, which is mostly down to age and wear.

Buying a Used 2004 Kia Picanto

At 22 years old, the Kia Picanto is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2021 model has the highest pass rate at 93%.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Higher Than Average Failure Rate

Watch out

With a 69% MOT pass rate, this model fails more often than most. Budget for unexpected repairs and get a thorough pre-purchase inspection.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2004 Kia Picanto stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Kia Picanto(2004)69%£1,175£20Grp 1-8£1,950
Honda Jazz(2006)71%£1,398£200Grp 8-20£2,153+£203
Vauxhall Corsa(2006)68%£1,398£200Grp 8-20£2,353+£403
Nissan Micra(2006)74%£1,398£200Grp 8-20£2,153+£203
Ford Fiesta(2003)71%£1,398£200Grp 8-20£2,153+£203

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2004 Kia Picanto

Is the 2004 Kia Picanto reliable?

Below average reliability. Budget extra for maintenance and repairs. 69% of MOT tests on 2004 Kia Picantos ended in a pass, from 3,217 tests (DVSA MOT data for tests in 2024, retests included). That's 13 points below the average of 82% across all models in the same data.

How much does a 2004 Kia Picanto cost to run?

Our estimate is £1,950 a year (£163 a month): £1,175 fuel, £20 road tax, £55 MOT and £700 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2004 Kia Picanto?

69% of 3,217 MOT tests on the 2004 Kia Picanto ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 332nd of 470 models first registered in 2004 (bottom half).

Which year Kia Picanto has the best MOT pass rate?

Of the years with at least 100 tests, the 2021 Kia Picanto has the highest MOT pass rate at 93% and the 2005 the lowest at 66%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2004 Kia Picanto?

The average mileage recorded at MOT tests on the 2004 Kia Picanto is 77,908 miles, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Related Kia Models

Explore other Kia cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Kia Picanto.

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