CarCostCheck

Kia Picanto Zest (2020)

Estimated running costs and MOT pass rates from 829 MOT tests in 2024.

Annual Cost

£1,632

£136/month

MOT Pass Rate

94%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 1-8

998cc Petrol

Great Choice

94% pass rate, £1,632/year to run. 12 points above average.

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Petrol998cc6 years old829 tests19k miles avg

Annual Running Costs

Fuel (Petrol, 998cc)

~50 mpg

£1,177
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£1,632
Per month£136/mo
Per week£31/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.88p a litre (GOV.UK weekly average, week of 5 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

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Reliability Verdict

94% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 12 points above the average of 82% across all models in our data. It also outperforms the Kia brand average of 86%.

94% of MOT tests on Kia Picanto Zests from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 829 tests across the UK, retests included. The average mileage recorded at those tests was 19,106 miles.

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How Does It Compare?

Rank among 2020 models710th of 2,554(top half)
Rank among Kia models90th of 471(top 20%)
vs average of all models+12%(82% avg)
vs 2020 models average+2%(92% avg)
vs Kia average+8%(86% avg)

Mileage Analysis

19,106

Average miles

vs

29,600

Expected for age

The average 2020 Kia Picanto Zest had 19,106 miles on the clock at its 2024 MOT, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Kia Picanto Zest by Year

YearPass RateTestsAvg Mileage
202196%6717,281 mi
202094%82919,106 mi

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About the 2020 Kia Picanto Zest

The 2020 Kia Picanto Zest is a city car. Our records list a 998cc petrol engine, though engines vary between versions. 829 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. Among all models from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.

With an average of 19,106 miles recorded at its 2024 MOT tests, Kia Picanto Zest owners tend to use this car less than the typical driver.

2020 Kia Picanto Zest Fuel Costs

The modest 998cc petrol engine keeps fuel costs low, which is a real advantage for a city car. Expect around 50 mpg in mixed driving, which works out to roughly £1,177 per year with petrol at 174.88p per litre (GOV.UK weekly average, week of 5 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 Kia Picanto Zest?

Total estimated annual running cost is £1,632 (£136/month), broken down as £1,177 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 94% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 Kia Picanto Zest

At 6 years old, the Kia Picanto Zest offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Coil Pack Failure

Medium risk

Smaller petrol engines are prone to ignition coil failures, causing misfires and rough running. Replacement is £50-£150 per coil.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Kia Picanto Zest stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Kia Picanto Zest(2020)94%£1,177£200Grp 1-8£1,632
Ford Fiesta(2018)90%£1,177£200Grp 1-8£1,632same
Volkswagen Golf(2019)92%£1,401£200Grp 12-25£1,856+£224
Vauxhall Corsa(2018)85%£1,401£200Grp 8-20£2,006+£374
Nissan Qashqai(2018)87%£1,177£200Grp 5-15£1,782+£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 5 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Kia Picanto Zest

Is the 2020 Kia Picanto Zest reliable?

Excellent reliability. Very few MOT failures. 94% of MOT tests on 2020 Kia Picanto Zests ended in a pass, from 829 tests (DVSA MOT data for tests in 2024, retests included). That's 12 points above the average of 82% across all models in the same data.

How much does a 2020 Kia Picanto Zest cost to run?

Our estimate is £1,632 a year (£136 a month): £1,177 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Kia Picanto Zest?

94% of 829 MOT tests on the 2020 Kia Picanto Zest ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 710th of 2,554 models first registered in 2020 (top half).

What is the average mileage for a 2020 Kia Picanto Zest?

The average mileage recorded at MOT tests on the 2020 Kia Picanto Zest is 19,106 miles, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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