KIA XCEED 3 ISG S-A (2020)
Running costs, reliability data, and common problems from 1,011 real MOT tests.
Annual Cost
£1,587
£132/month
MOT Pass Rate
93%
Excellent
Road Tax
£195
Flat rate/year
Insurance
Grp 8-20
1353cc Petrol
Great Choice
93% pass rate, £1587/year to run. 11 points above average.
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Annual Running Costs
~42 mpg
Flat rate (post-2017)
Low estimate due to excellent reliability
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Excellent reliability. Very few MOT failures. That's 11 points above the national average of 82%. It also outperforms the KIA brand average of 86%.
At 6 years old, 93% of KIA XCEED 3 ISG S-As from 2020 passed their MOT first time in 2026. That's based on 1,011 tests across the UK. The average mileage at this age is 26,775 miles.
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How Does It Compare?
Mileage Analysis
26,775
Average miles
44,400
Expected for age
The average 2020 KIA XCEED 3 ISG S-A has 26,775 miles on the clock, which is below the expected 44,400 miles for a 6-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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Best Year to Buy?
The most reliable year is the 2022 model with a 98% MOT pass rate, while the 2020 model has the lowest at 93%. Consider a different year if reliability is a priority.
KIA XCEED 3 ISG S-A by Year
Similar Cars to Consider
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About the 2020 KIA XCEED 3 ISG S-A
The 2020 KIA XCEED 3 ISG S-A is a small family car with a 1353cc petrol engine. 1,011 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model beats that benchmark.
With an average of 26,775 miles at 6 years old, KIA XCEED 3 ISG S-A owners tend to use this car less than the typical driver.
2020 KIA XCEED 3 ISG S-A Fuel Costs
The 1353cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2020 KIA XCEED 3 ISG S-A?
Total estimated annual running cost is £1,587 (£132/month), broken down as £1137 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 93% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.
KIA XCEED 3 ISG S-A Reliability Trend
The KIA XCEED 3 ISG S-A has maintained consistent MOT pass rates across model years, varying by only 3 percentage points.
Buying a Used 2020 KIA XCEED 3 ISG S-A
At 6 years old, the KIA XCEED 3 ISG S-A offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.
Common Issues to Watch For
Based on the 2020 KIA XCEED 3 ISG S-A's fuel type, age, and engine size, these are the most likely problem areas to check.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2020 KIA XCEED 3 ISG S-A stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| KIA XCEED 3 ISG S-A(2020) | 93% | £1137 | £195 | Grp 8-20 | £1587 |
| FORD FIESTA(2018) | 90% | £955 | £190 | Grp 1-8 | £1400-£187 |
| VOLKSWAGEN GOLF(2019) | 92% | £1137 | £190 | Grp 12-25 | £1582-£5 |
| VAUXHALL CORSA(2018) | 85% | £1137 | £190 | Grp 8-20 | £1732+£145 |
| NISSAN QASHQAI(2018) | 87% | £955 | £190 | Grp 5-15 | £1550-£37 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
Related Kia Models
Explore other Kia cars or similar models in the same category.
KIA SPORTAGE
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KIA PICANTO
2018 · 998cc Petrol
KIA CEED
2012 · 1591cc Diesel
FORD FIESTA
2018 · 998cc Petrol
VOLKSWAGEN GOLF
2019 · 1498cc Petrol
VAUXHALL CORSA
2018 · 1398cc Petrol
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