LINCOLN NAVIGATOR (2005)
Running costs, reliability data, and common problems from 47 real MOT tests.
Annual Cost
£2,757
£230/month
MOT Pass Rate
87%
Good
Road Tax
£760
Based on CC/year
Insurance
Grp 35-50
5400cc Petrol
Solid Option
87% pass rate, £2757/year to run. 5 points above average.
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Annual Running Costs
~30 mpg
Based on 5400cc
Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.
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Reliability Verdict
Good reliability. Occasional issues but generally solid. That's close to the national average of 82%.
At 21 years old, 87% of LINCOLN NAVIGATORs from 2005 passed their MOT first time in 2026. That's based on 47 tests across the UK. The average mileage at this age is 94,700 miles.
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Mileage Analysis
94,700
Average miles
155,400
Expected for age
The average 2005 LINCOLN NAVIGATOR has 94,700 miles on the clock, which is below the expected 155,400 miles for a 21-year-old car. This suggests lighter use than average, which generally means less wear on major components.
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About the 2005 LINCOLN NAVIGATOR
The 2005 LINCOLN NAVIGATOR is a performance with a 5400cc petrol engine. 47 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. It ranks in the top 13% of all 2005 cars for reliability.
With an average of 94,700 miles at 21 years old, LINCOLN NAVIGATOR owners tend to use this car less than the typical driver.
2005 LINCOLN NAVIGATOR Fuel Costs
The 5400cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).
What does it cost to own a 2005 LINCOLN NAVIGATOR?
Total estimated annual running cost is £2,757 (£230/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 87% pass rate. Keeping on top of servicing will help avoid surprises.
Buying a Used 2005 LINCOLN NAVIGATOR
At 21 years old, the LINCOLN NAVIGATOR is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. Note: with only 47 tests in our data, these figures should be treated as indicative rather than definitive.
Common Issues to Watch For
Based on the 2005 LINCOLN NAVIGATOR's fuel type, age, and engine size, these are the most likely problem areas to check.
Timing Chain / Belt
Watch outAt 21 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.
Oil Consumption
Medium riskLarger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.
Rust and Corrosion
Watch outAt 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.
Suspension Bushings
Watch outRubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.
Clutch Wear
Medium riskWith an average of 95k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.
Brake Discs and Pads
Medium riskHigh-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.
Service History
Low riskAlways request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.
Running Costs Compared
How the 2005 LINCOLN NAVIGATOR stacks up against similar cars for annual running costs, insurance, and tax.
| Car | Pass Rate | Fuel/yr | Tax/yr | Insurance | Total/yr |
|---|---|---|---|---|---|
| LINCOLN NAVIGATOR(2005) | 87% | £1592 | £760 | Grp 35-50 | £2757 |
| MERCEDES CLK(2004) | 76% | £1592 | £250 | Grp 35-50 | £2397-£360 |
| MERCEDES SL(2003) | 86% | £1592 | £250 | Grp 35-50 | £2247-£510 |
| MERCEDES ML(2006) | 80% | £1592 | £250 | Grp 35-50 | £2247-£510 |
| BMW 650(2006) | 83% | £1592 | £250 | Grp 35-50 | £2247-£510 |
Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.
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