CarCostCheck

BMW 650 (2006)

Running costs, reliability data, and common problems from 975 real MOT tests.

Annual Cost

£2,757

£230/month

MOT Pass Rate

83%

Good

Road Tax

£760

Based on CC/year

Insurance

Grp 35-50

5000cc Petrol

Solid Option

83% pass rate, £2757/year to run. Close to the national average.

Buying this car? Check for finance, write-offs & theft
£4.99

Check a specific BMW 650

Enter a reg plate for full MOT history, mileage check, health score, running costs, and reliability data. Free, instant, no signup.

GB

Free instant check using official DVSA and DVLA data

Petrol5000cc20 years old975 tests101k miles avg

Annual Running Costs

Fuel (Petrol, 5000cc)

~30 mpg

£1,592
Road Tax

Based on 5000cc

£760
MOT Test
£55
Predicted Repairs
£350
Total per year£2,757
Per month£230/mo
Per week£53/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

🛡️

Get an insurance quote for this BMW 650

Compare quotes and find the best deal

Reliability Verdict

83% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the BMW brand average of 88%.

At 20 years old, 83% of BMW 650s from 2006 passed their MOT first time in 2026. That's based on 975 tests across the UK. The average mileage at this age is 101,184 miles.

Got a BMW 650 you're looking at?

Enter the reg plate to check its specific MOT history, mileage, and health score.

GB

Free instant check using official DVSA and DVLA data

How Does It Compare?

Rank among 2006 cars105th of 575(top 18%)
Rank among BMW models1226th of 1,564(top 78%)
vs national average+1%(82% avg)
vs 2006 cars average+10%(73% avg)
vs BMW average-5%(88% avg)

Mileage Analysis

101,184

Average miles

vs

148,000

Expected for age

The average 2006 BMW 650 has 101,184 miles on the clock, which is below the expected 148,000 miles for a 20-year-old car. This suggests lighter use than average, which generally means less wear on major components.

Looking at a specific BMW 650?

Enter its reg plate for a free check with full MOT history, mileage verification, and predicted costs.

GB

Free instant check using official DVSA and DVLA data

Best Year to Buy?

The most reliable year is the 2013 model with a 98% MOT pass rate, while the 2016 model has the lowest at 78%. The 2006 sits between the two at 83%.

BMW 650 by Year

YearPass RateTestsAvg Mileage
201788%12135,886 mi
201678%15643,473 mi
201594%11838,690 mi
201493%5762,588 mi
201398%8673,605 mi
201181%21069,242 mi
201071%3181,466 mi
200987%3978,727 mi
200881%25985,720 mi
200784%507101,681 mi
200683%975101,184 mi
200578%271111,546 mi

Similar Cars to Consider

Check a Specific Bmw 650

Enter a reg plate to get the full MOT history, health score, and mileage verification.

Upgrade to Premium (£4.99) for stolen, finance, and write-off checks.

GB

Free instant check using official DVSA and DVLA data

About the 2006 BMW 650

The 2006 BMW 650 is a premium performance with a 5000cc petrol engine. 975 of these vehicles were MOT tested in 2026, making it a less common model in the UK market. It ranks in the top 18% of all 2006 cars for reliability.

With an average of 101,184 miles at 20 years old, BMW 650 owners tend to use this car less than the typical driver.

2006 BMW 650 Fuel Costs

The 5000cc petrol engine is on the larger side, so fuel won't be this car's strong point. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2006 BMW 650?

Total estimated annual running cost is £2,757 230/month), broken down as £1592 fuel, £760 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 83% pass rate. Keeping on top of servicing will help avoid surprises.

BMW 650 Reliability Trend

Newer BMW 650s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 2006 BMW 650

At 20 years old, the BMW 650 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2013 model has the highest pass rate at 98%.

Common Issues to Watch For

Based on the 2006 BMW 650's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 20 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 101k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2006 BMW 650 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
BMW 650(2006)83%£1592£760Grp 35-50£2757
BMW X5(2005)77%£1592£250Grp 35-50£2397-£360
MERCEDES CLK(2004)76%£1592£250Grp 35-50£2397-£360
ROVER 75(2004)69%£1592£250Grp 35-50£2597-£160
MERCEDES ML(2006)80%£1592£250Grp 35-50£2247-£510

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Bmw Models

Explore other Bmw cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Bmw 650.

Check a specific BMW 650

Enter the reg to see its MOT history, mileage check, and predicted costs.

GB

Free instant check using official DVSA and DVLA data

Premium History Check

Buying a BMW 650? Our premium check covers:

  • Stolen check (PNC)
  • Outstanding finance
  • Write-off history (Cat A/B/N/S)
  • Previous owners count
Just £4.99 per check

Competitors charge £10-£20 for the same data

Share this page

X
GB