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Mazda MX-5 RF Sport Tech (2020)

Estimated running costs and MOT pass rates from 446 MOT tests in 2024.

Annual Cost

£2,086

£174/month

MOT Pass Rate

99%

Excellent

Road Tax

£200

Standard rate/year

Est. Insurance

Grp 18-32

1998cc Petrol

Great Choice

99% pass rate, £2,086/year to run. 17 points above average.

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Petrol1998cc6 years old446 tests19k miles avg

Annual Running Costs

Fuel (Petrol, 1998cc)

~36 mpg

£1,631
Road Tax

Standard rate (from April 2017)

£200
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£2,086
Per month£174/mo
Per week£40/wk

Estimates based on 7,400 miles/year (UK average), petrol at 174.57p a litre (GOV.UK weekly average, week of 19 October 2026), GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

99% MOT pass rate(Excellent)
0%All-model avg: 82%100%

Excellent reliability. Very few MOT failures. That's 17 points above the average of 82% across all models in our data. It also outperforms the Mazda brand average of 81%.

99% of MOT tests on Mazda MX-5 RF Sport Techs from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 446 tests across the UK, retests included. The average mileage recorded at those tests was 18,809 miles.

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How Does It Compare?

Rank among 2020 models83rd of 2,554(top 4%)
Rank among Mazda models8th of 459(top 2%)
vs average of all models+17%(82% avg)
vs 2020 models average+7%(92% avg)
vs Mazda average+18%(81% avg)

Mileage Analysis

18,809

Average miles

vs

29,600

Expected for age

The average 2020 Mazda MX-5 RF Sport Tech had 18,809 miles on the clock at its 2024 MOT, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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Mazda MX-5 RF Sport Tech by Year

YearPass RateTestsAvg Mileage
202195%45616,118 mi
202099%44618,809 mi

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About the 2020 Mazda MX-5 RF Sport Tech

The 2020 Mazda MX-5 RF Sport Tech is a family car. Our records list a 1998cc petrol engine, though engines vary between versions. 446 MOT tests were recorded on this model in 2024, making it a less common model in the UK market. It ranks in the top 4% of all 2020 models for MOT pass rate.

With an average of 18,809 miles recorded at its 2024 MOT tests, Mazda MX-5 RF Sport Tech owners tend to use this car less than the typical driver.

2020 Mazda MX-5 RF Sport Tech Fuel Costs

The 1998cc petrol engine offers a reasonable balance between performance and economy. Expect around 36 mpg in mixed driving, which works out to roughly £1,631 per year with petrol at 174.57p per litre (GOV.UK weekly average, week of 19 October 2026; based on 7,400 miles per year).

What does it cost to own a 2020 Mazda MX-5 RF Sport Tech?

Total estimated annual running cost is £2,086 (£174/month), broken down as £1,631 fuel, £200 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 99% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 Mazda MX-5 RF Sport Tech

At 6 years old, the Mazda MX-5 RF Sport Tech offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Timing Chain / Belt

Watch out

At 6 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 Mazda MX-5 RF Sport Tech stacks up against similar cars for estimated annual running costs, insurance group, and tax.

CarPass RateFuel/yrTax/yrEst. Ins. GroupTotal/yr
Mazda MX-5 RF Sport Tech(2020)99%£1,631£200Grp 18-32£2,086
Volkswagen Golf(2019)92%£1,398£200Grp 12-25£1,853-£233
Ford Kuga(2018)90%£1,398£200Grp 12-25£1,853-£233
MINI Cooper(2018)92%£1,398£200Grp 12-25£1,853-£233
Nissan Qashqai(2020)93%£1,398£200Grp 12-25£1,853-£233

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 Mazda MX-5 RF Sport Tech

Is the 2020 Mazda MX-5 RF Sport Tech reliable?

Excellent reliability. Very few MOT failures. 99% of MOT tests on 2020 Mazda MX-5 RF Sport Techs ended in a pass, from 446 tests (DVSA MOT data for tests in 2024, retests included). That's 17 points above the average of 82% across all models in the same data.

How much does a 2020 Mazda MX-5 RF Sport Tech cost to run?

Our estimate is £2,086 a year (£174 a month): £1,631 fuel, £200 road tax, £55 MOT and £200 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 Mazda MX-5 RF Sport Tech?

99% of 446 MOT tests on the 2020 Mazda MX-5 RF Sport Tech ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 83rd of 2,554 models first registered in 2020 (top 4%).

Which year Mazda MX-5 RF Sport Tech has the best MOT pass rate?

Of the years with at least 100 tests, the 2020 Mazda MX-5 RF Sport Tech has the highest MOT pass rate at 99% and the 2021 the lowest at 95%. Newer cars usually pass more often simply because they are younger and have done fewer miles.

What is the average mileage for a 2020 Mazda MX-5 RF Sport Tech?

The average mileage recorded at MOT tests on the 2020 Mazda MX-5 RF Sport Tech is 18,809 miles, which is below the expected 29,600 miles for a 4-year-old car. This suggests lighter use than average, which generally means less wear on major components.

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