CarCostCheck

MERCEDES 220 (1995)

Running costs, reliability data, and common problems from 38 real MOT tests.

Annual Cost

£2,427

£202/month

MOT Pass Rate

82%

Good

Road Tax

£430

Based on CC/year

Insurance

Grp 25-38

2199cc Petrol

Solid Option

82% pass rate, £2427/year to run. Close to the national average.

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Petrol2199cc31 years old38 tests110k miles avg

Annual Running Costs

Fuel (Petrol, 2199cc)

~30 mpg

£1,592
Road Tax

Based on 2199cc

£430
MOT Test
£55
Predicted Repairs
£350
Total per year£2,427
Per month£202/mo
Per week£47/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

82% MOT pass rate(Good)
0%National avg: 82%100%

Good reliability. Occasional issues but generally solid. That's close to the national average of 82%. It falls below the MERCEDES brand average of 87%.

At 31 years old, 82% of MERCEDES 220s from 1995 passed their MOT first time in 2026. That's based on 38 tests across the UK. The average mileage at this age is 110,378 miles.

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How Does It Compare?

Rank among 1995 cars59th of 228(top 26%)
Rank among MERCEDES models1027th of 1,408(top 73%)
vs national average+0%(82% avg)
vs 1995 cars average+6%(76% avg)
vs MERCEDES average-5%(87% avg)

Mileage Analysis

110,378

Average miles

vs

229,400

Expected for age

The average 1995 MERCEDES 220 has 110,378 miles on the clock, which is significantly below the expected 229,400 miles for a 31-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2016 model with a 90% MOT pass rate, while the 2008 model has the lowest at 73%. The 1995 sits between the two at 82%.

MERCEDES 220 by Year

YearPass RateTestsAvg Mileage
201994%3387,512 mi
201884%5080,006 mi
201788%9272,900 mi
201690%13877,377 mi
201582%118103,110 mi
201487%15799,695 mi
201373%4095,797 mi
201283%83100,493 mi
201187%45118,451 mi
201057%37131,918 mi
200978%102106,363 mi
200873%101131,469 mi
200774%103134,588 mi
200674%62130,027 mi
200578%87136,001 mi
200385%34121,459 mi
199582%38110,378 mi
199381%221131,768 mi

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About the 1995 MERCEDES 220

The 1995 MERCEDES 220 is a family car with a 2199cc petrol engine. 38 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 1995, the average MOT pass rate is 76%, and this model beats that benchmark.

With an average of 110,378 miles at 31 years old, MERCEDES 220 owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

1995 MERCEDES 220 Fuel Costs

The 2199cc petrol engine offers a reasonable balance between performance and economy. Expect around 30 mpg in mixed driving, which works out to roughly £1,592 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 1995 MERCEDES 220?

Total estimated annual running cost is £2,427 202/month), broken down as £1592 fuel, £430 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 82% pass rate. Keeping on top of servicing will help avoid surprises.

MERCEDES 220 Reliability Trend

Newer MERCEDES 220s show better MOT pass rates than older ones, with an average improvement of 9 percentage points.

Buying a Used 1995 MERCEDES 220

At 31 years old, the MERCEDES 220 is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age. If you're flexible on year, the 2016 model has the highest pass rate at 90%. Note: with only 38 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 1995 MERCEDES 220's fuel type, age, and engine size, these are the most likely problem areas to check.

Timing Chain / Belt

Watch out

At 31 years old, check whether the timing belt has been replaced (typically due every 5-7 years or 60,000-100,000 miles). A snapped belt can destroy the engine.

Oil Consumption

Medium risk

Larger petrol engines can develop higher oil consumption as they age. Check the oil level and look for blue smoke from the exhaust.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Clutch Wear

Watch out

With an average of 110k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 1995 MERCEDES 220 stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MERCEDES 220(1995)82%£1592£430Grp 25-38£2427
VOLKSWAGEN TRANSPORTER(1996)67%£1592£250Grp 25-38£2597+£170
MAZDA MX-5(1997)76%£1327£135Grp 18-32£2017-£410
BMW Z3(1997)75%£1327£135Grp 18-32£2017-£410
BMW 3 SERIES(1997)79%£1592£250Grp 25-38£2397-£30

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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Related Guides

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