MG 5 Excite (2020)

Estimated running costs and MOT pass rates from 85 MOT tests in 2024.

Annual Cost

£1,160

£97/month

MOT Pass Rate

89%

Good

Road Tax

£200

Standard rate/year

Est. Insurance

n/a

Electric

Solid Option

89% pass rate, £1,160/year to run. 7 points above average.

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Electric6 years old85 tests38k miles avg

Annual Running Costs

Electricity

Home charging at about 7.5p a mile

£555

Road Tax

Standard rate (from April 2017)

£200

MOT Test

£55

Predicted Repairs

£350

Total per year£1,160

Per month£97/mo

Per week£22/wk

Estimates based on 7,400 miles/year (UK average), home charging at about 7.5p a mile, GOV.UK road tax rates and repair likelihood from MOT data. Insurance not included. Cars registered from April 2017 pay the £200 standard rate, plus £440 a year for five years (from the second year) if they cost over £40,000 new (over £50,000 for electric cars).

Reliability Verdict

89% MOT pass rate(Good)

0%All-model avg: 82%100%

Good reliability. Occasional issues but generally solid. That's 7 points above the average of 82% across all models in our data.

89% of MOT tests on MG 5 Excites from 2020 ended in a pass in 2024, when they were about 4 years old. That's based on 85 tests across the UK, retests included. The average mileage recorded at those tests was 37,865 miles.

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How Does It Compare?

Rank among 2020 models2015th of 2,554(bottom 22%)

Rank among MG models76th of 155(top half)

vs average of all models+7%(82% avg)

vs 2020 models average-3%(92% avg)

vs MG average+3%(86% avg)

Mileage Analysis

37,865

Average miles

29,600

Expected for age

The average 2020 MG 5 Excite had 37,865 miles on the clock at its 2024 MOT, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.

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MG 5 Excite by Year

Year	Pass Rate	Tests	Avg Mileage
2022	88%	1,328	46,856 mi
2021	91%	2,076	44,455 mi
2020	89%	85	37,865 mi

Similar Cars to Consider

Tesla Model 3 Long Range Awd

2021 · Electric

£1,160/year

88%

-1%

Jaguar I-Pace

2020 · Electric

£1,010/year

96%

+7%

Tesla Model 3 Standard Range +

2021 · Electric

£1,160/year

88%

-1%

Nissan Leaf

2021 · Electric

£1,010/year

94%

+5%

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About the 2020 MG 5 Excite

The 2020 MG 5 Excite is an electric car. Our records list it as electric. 85 MOT tests were recorded on this model in 2024, making it a rare model on UK roads. It sits in the bottom 22% of 2020 models for MOT pass rate.

With an average of 37,865 miles recorded at its 2024 MOT tests, MG 5 Excite owners cover more miles than the average driver.

What does it cost to own a 2020 MG 5 Excite?

Total estimated annual running cost is £1,160 (£97/month), broken down as £555 electricity, £200 road tax, £55 MOT, and £350 predicted repairs. Repair costs are moderate, reflecting the 89% pass rate. Keeping on top of servicing will help avoid surprises.

Buying a Used 2020 MG 5 Excite

At 6 years old, the MG 5 Excite offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 85 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

These are typical issues for cars of this age, fuel type and engine size, not faults recorded on this model's MOT tests. Use them as a checklist when you view one.

Battery Degradation

Watch out

After 6 years, expect some battery capacity loss. Check the battery health report for state of health (SoH). Below 80% significantly reduces range.

Charging Port

Medium risk

Charging connectors and ports can develop issues from regular use. Check both AC and DC charging work correctly before purchasing.

Software Updates

Medium risk

Older EVs may miss out on manufacturer software updates that improve range and features. Check the infotainment system is up to date.

12V Auxiliary Battery

Medium risk

EVs still have a standard 12V battery for accessories. These drain faster than in petrol cars and can leave you stranded if flat. Replacement is £100-£200.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 MG 5 Excite stacks up against similar cars for estimated annual running costs, insurance group, and tax.

Car	Pass Rate	Fuel/yr	Tax/yr	Est. Ins. Group	Total/yr
MG 5 Excite(2020)	89%	£555	£200	n/a	£1,160
Tesla Model 3 Long Range Awd(2021)	88%	£555	£200	n/a	£1,160same
Jaguar I-Pace(2020)	96%	£555	£200	n/a	£1,010-£150
Tesla Model 3 Standard Range +(2021)	88%	£555	£200	n/a	£1,160same
Nissan Leaf(2021)	94%	£555	£200	n/a	£1,010-£150

Estimates based on 7,400 miles/year, GOV.UK average pump prices for the week of 19 October 2026, GOV.UK road tax rates and MOT data. Insurance groups are our rough estimate from engine size, not official groups. Actual costs vary by driver, location, and usage.

Questions about the 2020 MG 5 Excite

Is the 2020 MG 5 Excite reliable?

Good reliability. Occasional issues but generally solid. 89% of MOT tests on 2020 MG 5 Excites ended in a pass, from 85 tests (DVSA MOT data for tests in 2024, retests included). That's 7 points above the average of 82% across all models in the same data.

How much does a 2020 MG 5 Excite cost to run?

Our estimate is £1,160 a year (£97 a month): £555 electricity, £200 road tax, £55 MOT and £350 predicted repairs, based on 7,400 miles a year. Insurance is not included.

What is the MOT pass rate for a 2020 MG 5 Excite?

89% of 85 MOT tests on the 2020 MG 5 Excite ended in a pass (DVSA MOT data for tests in 2024, retests included). That ranks it 2015th of 2,554 models first registered in 2020 (bottom 22%).

What is the average mileage for a 2020 MG 5 Excite?

The average mileage recorded at MOT tests on the 2020 MG 5 Excite is 37,865 miles, which is above the expected 29,600 miles for a 4-year-old car. Higher-mileage cars often have more motorway miles, which is generally less harmful than stop-start urban driving.