CarCostCheck

MG MG 5 EXCITE EV (2020)

Running costs, reliability data, and common problems from 46 real MOT tests.

Annual Cost

£950

£79/month

MOT Pass Rate

91%

Excellent

Road Tax

£195

Flat rate/year

Insurance

Grp 1-8

0cc Electric

Great Choice

91% pass rate, £950/year to run. 9 points above average.

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Electric0cc6 years old46 tests81k miles avg

Annual Running Costs

Fuel (Electric, 0cc)
£500
Road Tax

Flat rate (post-2017)

£195
MOT Test
£55
Predicted Repairs

Low estimate due to excellent reliability

£200
Total per year£950
Per month£79/mo
Per week£18/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

91% MOT pass rate(Excellent)
0%National avg: 82%100%

Excellent reliability. Very few MOT failures. That's 9 points above the national average of 82%. It also outperforms the MG brand average of 86%.

At 6 years old, 91% of MG MG 5 EXCITE EVs from 2020 passed their MOT first time in 2026. That's based on 46 tests across the UK. The average mileage at this age is 80,552 miles.

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How Does It Compare?

Rank among 2020 cars1722th of 2,596(top 66%)
Rank among MG models62th of 155(top 40%)
vs national average+9%(82% avg)
vs 2020 cars average-1%(92% avg)
vs MG average+5%(86% avg)

Mileage Analysis

80,552

Average miles

vs

44,400

Expected for age

The average 2020 MG MG 5 EXCITE EV has 80,552 miles on the clock, which is well above the expected 44,400 miles for a 6-year-old car. Check service history carefully, as high-mileage cars need consistent maintenance to stay reliable.

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MG MG 5 EXCITE EV by Year

YearPass RateTestsAvg Mileage
202187%33380,285 mi
202091%4680,552 mi

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About the 2020 MG MG 5 EXCITE EV

The 2020 MG MG 5 EXCITE EV is a electric with a 0cc electric engine. 46 of these vehicles were MOT tested in 2026, making it a rare model on UK roads. Among all cars from 2020, the average MOT pass rate is 92%, and this model falls short of that benchmark.

With an average of 80,552 miles at 6 years old, MG MG 5 EXCITE EV owners cover more miles than the average driver. High-mileage examples should be checked carefully for wear on suspension, brakes, and drivetrain components.

What does it cost to own a 2020 MG MG 5 EXCITE EV?

Total estimated annual running cost is £950 79/month), broken down as £500 fuel, £195 road tax, £55 MOT, and £200 predicted repairs. The low repair estimate reflects the excellent 91% pass rate. These cars rarely fail their MOT, so unexpected bills are less likely.

Buying a Used 2020 MG MG 5 EXCITE EV

At 6 years old, the MG MG 5 EXCITE EV offers good value with plenty of life remaining. Most manufacturer warranties will have expired, so a pre-purchase inspection is worth the cost. Note: with only 46 tests in our data, these figures should be treated as indicative rather than definitive.

Common Issues to Watch For

Based on the 2020 MG MG 5 EXCITE EV's fuel type, age, and engine size, these are the most likely problem areas to check.

Battery Degradation

Watch out

After 6 years, expect some battery capacity loss. Check the battery health report for state of health (SoH). Below 80% significantly reduces range.

Charging Port

Medium risk

Charging connectors and ports can develop issues from regular use. Check both AC and DC charging work correctly before purchasing.

Software Updates

Medium risk

Older EVs may miss out on manufacturer software updates that improve range and features. Check the infotainment system is up to date.

12V Auxiliary Battery

Medium risk

EVs still have a standard 12V battery for accessories. These drain faster than in petrol cars and can leave you stranded if flat. Replacement is £100-£200.

Clutch Wear

Medium risk

With an average of 81k miles, clutch replacement may be due (typical lifespan 60,000-100,000 miles). Budget £400-£800 for a new clutch kit.

Brake Discs and Pads

Medium risk

High-mileage cars often need brake disc replacement, not just pads. A full set of discs and pads costs £200-£500 per axle.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2020 MG MG 5 EXCITE EV stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MG MG 5 EXCITE EV(2020)91%£500£195Grp 1-8£950
TESLA MODEL 3 LONG RANGE AWD(2021)88%£500£190Grp 1-8£1095+£145
JAGUAR I-PACE(2020)96%£500£190Grp 1-8£945-£5
TESLA MODEL 3 STANDARD RANGE +(2021)88%£500£190Grp 1-8£1095+£145
TESLA MODEL 3 PERFORMANCE AWD(2020)87%£500£190Grp 1-8£1095+£145

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

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