CarCostCheck

MG TF (2002)

Running costs, reliability data, and common problems from 3,055 real MOT tests.

Annual Cost

£1,957

£163/month

MOT Pass Rate

76%

Average

Road Tax

£265

Based on CC/year

Insurance

Grp 12-25

1589cc Petrol

Check Carefully

76% pass rate, £1957/year to run. 6 points below average.

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Petrol1589cc24 years old3,055 tests63k miles avg

Annual Running Costs

Fuel (Petrol, 1589cc)

~42 mpg

£1,137
Road Tax

Based on 1589cc

£265
MOT Test
£55
Predicted Repairs
£500
Total per year£1,957
Per month£163/mo
Per week£38/wk

Based on 7,400 miles/year (UK average), current fuel prices, and repair likelihood from MOT data. Insurance not included.

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Reliability Verdict

76% MOT pass rate(Average)
0%National avg: 82%100%

Average reliability. Expect some repairs as it ages. That's 6 points below the national average of 82%. It falls below the MG brand average of 86%.

At 24 years old, 76% of MG TFs from 2002 passed their MOT first time in 2026. That's based on 3,055 tests across the UK. The average mileage at this age is 63,283 miles.

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How Does It Compare?

Rank among 2002 cars142th of 403(top 35%)
Rank among MG models129th of 155(top 83%)
vs national average-6%(82% avg)
vs 2002 cars average+3%(73% avg)
vs MG average-10%(86% avg)

Mileage Analysis

63,283

Average miles

vs

177,600

Expected for age

The average 2002 MG TF has 63,283 miles on the clock, which is significantly below the expected 177,600 miles for a 24-year-old car. Low-mileage examples may have spent time sitting unused, so check for issues like corroded brakes or perished rubber seals.

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Best Year to Buy?

The most reliable year is the 2011 model with a 88% MOT pass rate, while the 2002 model has the lowest at 76%. Consider a different year if reliability is a priority.

MG TF by Year

YearPass RateTestsAvg Mileage
201188%11534,043 mi
201084%35639,827 mi
200982%49244,280 mi
200879%21048,364 mi
200780%6443,226 mi
200680%50951,398 mi
200579%2,12754,989 mi
200478%4,48859,443 mi
200377%4,71662,841 mi
200276%3,05563,283 mi

Similar Cars to Consider

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About the 2002 MG TF

The 2002 MG TF is a small family car with a 1589cc petrol engine. 3,055 of these vehicles were MOT tested in 2026, making it a reasonably common sight on UK roads. Among all cars from 2002, the average MOT pass rate is 73%, and this model beats that benchmark.

With an average of 63,283 miles at 24 years old, MG TF owners tend to use this car less than the typical driver. Very low mileage could mean the car has been garaged or used only for short trips, which can cause its own issues like battery drain and moisture buildup.

2002 MG TF Fuel Costs

The 1589cc petrol engine offers a reasonable balance between performance and economy. Expect around 42 mpg in mixed driving, which works out to roughly £1,137 per year at current petrol prices of 142p per litre (based on 7,400 miles per year).

What does it cost to own a 2002 MG TF?

Total estimated annual running cost is £1,957 163/month), broken down as £1137 fuel, £265 road tax, £55 MOT, and £500 predicted repairs. Repair costs are moderate, reflecting the 76% pass rate. Keeping on top of servicing will help avoid surprises.

MG TF Reliability Trend

Newer MG TFs show better MOT pass rates than older ones, with an average improvement of 5 percentage points.

Buying a Used 2002 MG TF

At 24 years old, the MG TF is firmly in budget territory. Purchase prices are low, but check for rust, worn suspension bushes, and electrical gremlins. A full service history is especially valuable at this age.

Common Issues to Watch For

Based on the 2002 MG TF's fuel type, age, and engine size, these are the most likely problem areas to check.

Rust and Corrosion

Watch out

At 10+ years, check wheel arches, sills, subframe, and brake lines for rust. Structural corrosion is an MOT failure. Prevention is far cheaper than repair.

Suspension Bushings

Watch out

Rubber suspension bushes harden and crack with age, causing knocking noises and vague handling. A full refresh costs £300-£800 depending on the car.

Service History

Low risk

Always request a full service history. Regular servicing is the single best indicator of how well a car has been maintained, regardless of mileage.

Running Costs Compared

How the 2002 MG TF stacks up against similar cars for annual running costs, insurance, and tax.

CarPass RateFuel/yrTax/yrInsuranceTotal/yr
MG TF(2002)76%£1137£265Grp 12-25£1957
MINI MINI(2004)71%£1137£135Grp 12-25£1827-£130
FORD FOCUS(2004)69%£1137£135Grp 12-25£2027+£70
FORD FIESTA(2003)71%£1137£30Grp 8-20£1722-£235
VOLKSWAGEN POLO(2004)67%£1137£30Grp 8-20£1922-£35

Estimates based on 7,400 miles/year, current fuel prices, and MOT data. Insurance groups are indicative. Actual costs vary by driver, location, and usage.

Related Mg Models

Explore other Mg cars or similar models in the same category.

Related Guides

In-depth articles relevant to the Mg Tf.

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